AFIL
Akme Fintrade (India) Limited (AFIL) Stock Analysis
Akme Fintrade (India) Limited is an Indian non-banking finance company engaged in lending and financial services. It provides loans and related products to retail and small business segments. The company operates as a listed NBFC in India. Its business is regulated by RBI norms applicable to NBFCs.
Financial Services › Credit Services
₹8.00
+5.40% 1W | -3.20% 52W
Market Cap
341 CR
P/E Ratio
7.8
52W High
₹11.1
52W Low
₹3.9
Div. Yield
0%
Beta
0.9
50 DMA
₹8.8
200 DMA
₹8.4
Profit Margin
48.8%
Inst. Own.
1.9%
⚡ APPROACHING SUPPORT
⚡ APPROACHING SUPPORT
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 16 | 17 | 20 | 20 | 21 | 24 | 28 | 29 | 32 | 35 | 40 | 43 | 42 |
| Interest | 6 | 7 | 8 | 8 | 8 | 8 | 9 | 11 | 11 | 13 | 16 | 16 | 18 |
| Expenses | 6 | 5 | 6 | 4 | 4 | 6 | 7 | 6 | 8 | 8 | 9 | 13 | 10 |
| Financing Profit | 4 | 5 | 6 | 9 | 9 | 10 | 12 | 12 | 12 | 14 | 15 | 14 | 14 |
| Financing Margin % | 26% | 30% | 32% | 43% | 43% | 43% | 43% | 41% | 38% | 41% | 37% | 33% | 34% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 4 | 5 | 6 | 9 | 9 | 10 | 12 | 12 | 12 | 14 | 14 | 14 | 14 |
| Tax % | 26% | 26% | 9% | 27% | 5% | 19% | 25% | 36% | 21% | 28% | 27% | 10% | 18% |
| Net Profit | 3 | 4 | 6 | 6 | 9 | 8 | 9 | 8 | 10 | 10 | 10 | 12 | 12 |
| EPS in Rs | 0.10 | 0.11 | 0.18 | 0.20 | 0.20 | 0.19 | 0.21 | 0.18 | 0.23 | 0.24 | 0.24 | 0.29 | 0.26 |
| Gross NPA % | |||||||||||||
| Net NPA % |
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 45 | 87 | 100 | 87 | 68 | 70 | 73 | 102 | 149 | 159 |
| Interest | 23 | 46 | 56 | 48 | 35 | 28 | 28 | 36 | 56 | 63 |
| Expenses | 8 | 15 | 17 | 19 | 24 | 22 | 21 | 24 | 38 | 39 |
| Financing Profit | 14 | 25 | 28 | 20 | 8 | 19 | 24 | 43 | 55 | 57 |
| Financing Margin % | 32% | 29% | 27% | 23% | 12% | 28% | 32% | 42% | 37% | 36% |
| Other Income | 1 | 2 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| Depreciation | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Profit before tax | 15 | 26 | 27 | 19 | 8 | 19 | 24 | 43 | 54 | 56 |
| Tax % | 28% | 32% | 30% | 15% | 46% | 23% | 22% | 22% | 22% | |
| Net Profit | 11 | 18 | 19 | 16 | 4 | 15 | 19 | 33 | 42 | 44 |
| EPS in Rs | 2.60 | 4.09 | 0.88 | 0.75 | 0.19 | 0.46 | 0.58 | 0.78 | 0.99 | 1.03 |
| Dividend Payout % | 0% | 1% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 29.0% | 11.0% | – |
| Profit CAGR | 43.0% | 21.0% | – |
Shareholding Pattern
Promoters41.24%
FIIs0.75%
DIIs2.86%
Public55.15%
Promoters41.20%
FIIs0.57%
DIIs2.81%
Public55.42%
Promoters41.20%
FIIs0.40%
DIIs2.81%
Public55.58%
Promoters39.53%
FIIs0.62%
DIIs1.95%
Public57.88%
Promoters39.02%
FIIs0.35%
DIIs1.95%
Public58.67%
Promoters41.24%
FIIs0.77%
DIIs2.99%
Public54.99%
Promoters39.53%
FIIs0.62%
DIIs1.95%
Public57.88%
Promoters39.02%
FIIs0.35%
DIIs1.95%
Public58.67%
AFIL
Holdings Analysis
Key strengths & risk signals
62
Overall
78
Fundamental
47
Technical
Risks (4)
TOO MUCH PUBLIC HOLDING! 49.51% public ownership - higher volatility risk.
WEAK POSITION! Current price (8.0) is below both moving averages.
WEAK YEAR! Stock declined 3.2% in the last year.
BEARISH SENTIMENT! In last 30 days: 8 up days, 20 down days. Avg volume on up days: 313,622 vs down days: 478,727. Ratio: 0.66x
Strengths (4)
EXCELLENT EFFICIENCY! 48.8% profit margin - company keeps strong profits.
BULLISH TREND! 50-day average (8.8) is above 200-day average (8.4) - positive signal.
BELOW MARKET! Beta of 0.90 - slightly less volatile than market.
NEUTRAL! RSI at 42.9 - balanced momentum.
Fundamental & Technical Analysis
62Overall
78Fundamental
47Technical
Fundamental Breakdown
Growth Quality
30/30
Revenue CAGR: 29.4% (EXCELLENT, 15/15). Profit CAGR: 42.8% (EXCELLENT, 15/15).
Profit Margin
10/10
EXCELLENT EFFICIENCY! 48.8% profit margin - company keeps strong profits.
PEG Valuation
10/10
UNDERVALUED! PEG of 0.18 indicates stock is cheap relative to growth.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
Debt to Equity
10/10
VERY LOW DEBT! D/E of 0.00 - excellent financial health.
Public Holding
5/20
TOO MUCH PUBLIC HOLDING! 49.51% public ownership - higher volatility risk.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
10/10
BULLISH TREND! 50-day average (8.8) is above 200-day average (8.4) - positive signal.
Price Position
2/10
WEAK POSITION! Current price (8.0) is below both moving averages.
Trend Pattern
10/20
Current trend: CONSOLIDATION
52W Performance
3/10
WEAK YEAR! Stock declined 3.2% in the last year.
Volume Sentiment
10/30
BEARISH SENTIMENT! In last 30 days: 8 up days, 20 down days. Avg volume on up days: 313,622 vs down days: 478,727. Ratio: 0.66x
RSI
3/5
NEUTRAL! RSI at 42.9 - balanced momentum.
52W Range
3/5
MID RANGE! Trading at 56.9% of 52W range - neutral zone.
Momentum
2/5
WEAK MOMENTUM! Limited price growth - 5.4% (1 week), -4.4% (1 month), -15.0% (3 months).
Beta
4/5
BELOW MARKET! Beta of 0.90 - slightly less volatile than market.
Peer Comparison
Financial Services · Credit Services · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AFIL | ₹8.00 | 7.8 | 48.8% | 29.4% | 42.8% | -3.2% | 62 | CONSOLIDATION | +20.8% | -5.7% | +34.3% | +1.5% |
| MONEYBOXX | ₹50.20 | 279.2 | 1.1% | 59.7% | – | -40.2% | 40 | CONSOLIDATING DOWN | 0.0% | -60.0% | -11.3% | -2.1% |
| MUTHOOTCAP | ₹213.90 | 14.7 | 9.3% | 11.5% | -47.8% | -14.7% | 49 | CONSOLIDATING DOWN | -272.3% | +50.0% | +7.1% | +0.3% |
| VIJIFIN | ₹16.70 | 59.5 | 61.0% | 34.6% | 65.8% | +448.3% | 80 | CONSOLIDATING UP | -466.7% | -47.6% | +50.0% | -60.9% |
| CPCAP | ₹160.30 | 6.5 | 57.1% | -4.2% | 52.7% | +54.0% | 80 | CONSOLIDATING UP | +23.1% | +46.2% | -4.1% | -5.6% |
| IITL | ₹128.80 | – | – | 28.5% | – | -34.8% | 47 | CONSOLIDATING DOWN | +48.5% | -160.0% | +12.8% | -11.7% |
| STARTECK | ₹259.90 | 10.6 | 75.4% | 13.0% | 2.7% | -15.7% | 69 | BREAKOUT | +22.9% | -17.3% | +39.7% | +31.3% |
| SAHLIBHFI | ₹77.00 | 12 | 54.2% | 14.0% | 32.5% | -8.3% | 66 | CONSOLIDATION | +6.5% | -3.9% | +15.8% | 0.0% |
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