CANFINHOME
Can Fin Homes Limited (CANFINHOME) Stock Analysis
Can Fin Homes Limited is an Indian housing finance company in the Canara Bank group. It provides home loans to retail borrowers and developers across south and other regions. Mortgage demand and interest rates influence its loan book growth. The company is listed on Indian stock exchanges and operates from India.
Financial Services › Mortgage Finance
₹732.10
+1.95% 1W | -8.30% 52W
Market Cap
9.7k CR
P/E Ratio
8.5
52W High
₹971.5
52W Low
₹700
Div. Yield
2.18%
Beta
0.5
50 DMA
₹777.8
200 DMA
₹843.5
Profit Margin
67.1%
Inst. Own.
30.1%
📉 CONSOLIDATING DOWN
🛑 HIT RESISTANCE
Fundamentals
Profit & Loss
| Metric | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 871 | 901 | 927 | 931 | 962 | 986 | 999 | 1,020 | 1,049 | 1,073 | 1,074 | 1,096 | 1,131 |
| Interest | 548 | 566 | 584 | 603 | 616 | 636 | 634 | 648 | 639 | 642 | 634 | 659 | 690 |
| Expenses | 122 | 77 | 70 | 71 | 70 | 78 | 82 | 91 | 75 | 85 | 83 | 96 | 87 |
| Financing Profit | 201 | 258 | 273 | 258 | 277 | 272 | 282 | 281 | 336 | 345 | 356 | 341 | 354 |
| Financing Margin % | 23% | 29% | 29% | 28% | 29% | 28% | 28% | 28% | 32% | 32% | 33% | 31% | 31% |
| Other Income | 0 | 1 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 2 | 0 | 0 |
| Depreciation | 3 | 3 | 4 | 3 | 3 | 3 | 4 | 3 | 4 | 4 | 5 | 3 | 7 |
| Profit before tax | 198 | 256 | 270 | 255 | 274 | 269 | 279 | 278 | 332 | 341 | 353 | 339 | 347 |
| Tax % | 20% | 22% | 23% | 22% | 23% | 21% | 16% | 19% | 24% | 22% | 2% | 21% | 21% |
| Net Profit | 158 | 200 | 209 | 200 | 211 | 212 | 234 | 224 | 251 | 265 | 346 | 268 | 275 |
| EPS in Rs | 11.87 | 15.03 | 15.70 | 14.99 | 15.88 | 15.93 | 17.57 | 16.81 | 18.88 | 19.89 | 25.96 | 20.11 | 20.62 |
| Gross NPA % | 0.76% | 0.91% | 0.82% | 0.91% | 0.88% | 0.92% | 0.87% | 0.98% | 0.94% | 0.92% | 0.85% | 0.87% | |
| Net NPA % | 0.43% | 0.49% | 0.42% | 0.49% | 0.47% | 0.50% | 0.46% | 0.54% | 0.50% | 0.49% | 0.37% | 0.42% |
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 816 | 1,083 | 1,353 | 1,518 | 1,727 | 2,030 | 2,018 | 1,988 | 2,742 | 3,523 | 3,879 | 4,217 | 4,373 |
| Interest | 611 | 744 | 884 | 981 | 1,170 | 1,345 | 1,209 | 1,155 | 1,702 | 2,232 | 2,488 | 2,564 | 2,626 |
| Expenses | 65 | 83 | 95 | 107 | 89 | 158 | 182 | 189 | 205 | 323 | 301 | 334 | 351 |
| Financing Profit | 140 | 257 | 373 | 430 | 468 | 528 | 627 | 644 | 835 | 969 | 1,090 | 1,319 | 1,397 |
| Financing Margin % | 17% | 24% | 28% | 28% | 27% | 26% | 31% | 32% | 30% | 28% | 28% | 31% | 32% |
| Other Income | 1 | 1 | 1 | 4 | 4 | 0 | 0 | 1 | 1 | 1 | 0 | 1 | 2 |
| Depreciation | 4 | 3 | 4 | 3 | 3 | 9 | 10 | 10 | 12 | 13 | 13 | 17 | 19 |
| Profit before tax | 137 | 254 | 370 | 431 | 470 | 518 | 618 | 635 | 824 | 958 | 1,077 | 1,304 | 1,380 |
| Tax % | 37% | 38% | 36% | 34% | 37% | 27% | 26% | 26% | 25% | 22% | 20% | 17% | |
| Net Profit | 86 | 157 | 235 | 286 | 297 | 376 | 456 | 471 | 621 | 751 | 857 | 1,086 | 1,153 |
| EPS in Rs | 6.48 | 11.80 | 17.68 | 21.49 | 22.29 | 28.25 | 34.25 | 35.38 | 46.65 | 56.38 | 64.37 | 81.54 | 86.58 |
| Dividend Payout % | 22% | 17% | 11% | 9% | 9% | 7% | 6% | 8% | 8% | 11% | 19% | 18% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 15.0% | 16.0% | 15.0% |
| Profit CAGR | 20.0% | 19.0% | 21.0% |
Shareholding Pattern
Promoters29.99%
FIIs12.10%
DIIs24.53%
Public33.37%
Promoters29.99%
FIIs12.52%
DIIs23.88%
Public33.61%
Promoters29.99%
FIIs13.24%
DIIs24.70%
Public32.07%
Promoters29.99%
FIIs13.37%
DIIs24.61%
Public32.04%
Promoters29.99%
FIIs13.23%
DIIs24.53%
Public32.25%
Promoters29.99%
FIIs10.35%
DIIs24.97%
Public34.68%
Promoters29.99%
FIIs11.51%
DIIs27.88%
Public30.60%
Promoters29.99%
FIIs12.14%
DIIs24.66%
Public33.20%
Promoters29.99%
FIIs13.37%
DIIs24.61%
Public32.04%
Promoters29.99%
FIIs13.23%
DIIs24.53%
Public32.25%
CANFINHOME
Holdings Analysis
Key strengths & risk signals
61
Overall
76
Fundamental
47
Technical
Risks (4)
VERY HIGH DEBT! D/E of 6.93 - significant risk.
WEAK POSITION! Current price (718.1) is below both moving averages.
WEAK! Trading at 6.7% of 52W range - near yearly lows.
WEAK YEAR! Stock declined 7.9% in the last year.
Strengths (3)
EXCELLENT EFFICIENCY! 66.7% profit margin - company keeps strong profits.
LOW VOLATILITY! Beta of 0.50 - stable stock, less market risk.
APPROACHING OVERSOLD! RSI at 31.2 - watch for reversal.
Fundamental & Technical Analysis
63Overall
74Fundamental
52Technical
Fundamental Breakdown
Growth Quality
26/30
Revenue CAGR: 16.0% (VERY GOOD, 13/15). Profit CAGR: 19.0% (VERY GOOD, 13/15).
Profit Margin
10/10
EXCELLENT EFFICIENCY! 67.1% profit margin - company keeps strong profits.
PEG Valuation
10/10
UNDERVALUED! PEG of 0.45 indicates stock is cheap relative to growth.
Dividend Yield
6/10
MODERATE DIVIDEND! 2.18% yield - some income benefit.
Debt to Equity
2/10
VERY HIGH DEBT! D/E of 6.93 - significant risk.
Public Holding
10/20
SIGNIFICANT PUBLIC HOLDING! 31.32% public ownership - moderate retail influence.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
5/10
BEARISH TREND! 50-day average (777.8) is below 200-day average (843.5) - negative signal.
Price Position
2/10
WEAK POSITION! Current price (732.1) is below both moving averages.
Trend Pattern
10/20
Current trend: CONSOLIDATING DOWN
52W Performance
3/10
WEAK YEAR! Stock declined 8.3% in the last year.
Volume Sentiment
20/30
BULLISH SENTIMENT! In last 30 days: 11 up days, 19 down days. Avg volume on up days: 333,709 vs down days: 284,802. Ratio: 1.17x
RSI
4/5
APPROACHING OVERSOLD! RSI at 39.8 - watch for reversal.
52W Range
1/5
WEAK! Trading at 11.8% of 52W range - near yearly lows.
Momentum
2/5
WEAK MOMENTUM! Limited price growth - 1.9% (1 week), -5.2% (1 month), -17.7% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of 0.50 - stable stock, less market risk.
CANFINHOME
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q1FY272026-10-17 | Concall PDF | |
| Q4FY262026-07-24 | Concall PDF | |
| Q2FY262026-01-24 | Concall PDF | |
| Q1FY262025-10-25 | Concall PDF |
Peer Comparison
Financial Services · Mortgage Finance · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CANFINHOME | ₹732.10 | 8.5 | 67.1% | 16.0% | 19.0% | -8.3% | 63 | CONSOLIDATING DOWN | – | +2.7% | +16.7% | -0.9% |
| AAVAS | ₹1,195.20 | 13.9 | 42.5% | 18.8% | 15.1% | -24.1% | 68 | CONSOLIDATING DOWN | +23.1% | -5.7% | +12.2% | +2.4% |
| APTUS | ₹222.50 | 11.3 | 61.8% | 23.0% | 23.3% | -28.6% | 64 | CONSOLIDATING DOWN | +19.0% | 0.0% | +19.3% | +1.9% |
| HOMEFIRST | ₹1,099.80 | 19.9 | 51.4% | 33.7% | 33.3% | -9.0% | 64 | BREAKDOWN | +34.5% | +7.0% | +17.4% | +7.0% |
| INDIASHLTR | ₹620.60 | 13.1 | 48.0% | 37.8% | 48.0% | -27.8% | 55 | BREAKDOWN | +20.0% | +2.1% | +22.1% | +5.3% |
| SAMMAANCAP | ₹133.90 | – | – | 21.0% | – | -17.9% | 45 | APPROACHING RESISTANCE | -27.2% | -103.0% | -30.1% | +0.1% |
| AADHARHFC | ₹447.00 | 17.4 | 48.2% | 21.7% | 26.2% | -12.3% | 70 | BREAKOUT | +19.0% | -9.2% | +15.6% | +2.9% |
| REPCOHOME | ₹340.80 | 4.4 | 56.8% | 44.9% | 14.6% | -16.4% | 73 | APPROACHING SUPPORT | +5.6% | -10.1% | +6.8% | +2.5% |
Data from TradeAlone · Updated daily
CANFINHOME News
Can Fin Homes Limited (canfinhome): H1 FY27: Net Profit Up 14%, Loan Portfolio Grows 10%2026-10-09Can Fin Homes Limited (canfinhome) Unveils Project Tejas: Digital Transformation Initiative2026-09-11Can Fin Homes Limited (canfinhome) Q1 FY26: Net Profit Up 20%, Loan Portfolio Grows 11%2026-07-18Can Fin Homes Limited (NSE: CANFINHOME) breaks out, gains 5% intraday2026-06-30Can Fin Homes Limited (CANFINHOME) shows pressure after breakout, falls 5% intraday2026-06-29
