CGCL
Capri Global Capital Limited (CGCL) Stock Analysis
Capri Global Capital Limited is an Indian NBFC focused on MSME and retail lending. It provides secured loans to small businesses and individuals across India. Credit growth and asset quality are central to its financial results. The company is listed on Indian stock exchanges and operates from India.
Financial Services › Credit Services
₹247.60
+2.37% 1W | +28.70% 52W
Market Cap
23.8k CR
P/E Ratio
21.2
52W High
₹287.4
52W Low
₹151.1
Div. Yield
0.08%
Beta
-0
50 DMA
₹250
200 DMA
₹207.5
Profit Margin
35%
Inst. Own.
23.2%
⚠️ BREAKDOWN
⚠️ BREAKDOWN
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 501 | 557 | 605 | 649 | 718 | 752 | 821 | 957 | 1,004 | 1,121 | 1,223 | 1,385 | 1,576 |
| Interest | 177 | 196 | 221 | 243 | 272 | 311 | 333 | 358 | 394 | 406 | 431 | 499 | 586 |
| Expenses | 225 | 252 | 270 | 276 | 325 | 289 | 293 | 336 | 356 | 378 | 426 | 485 | 496 |
| Financing Profit | 99 | 109 | 114 | 130 | 121 | 152 | 195 | 263 | 253 | 338 | 366 | 401 | 494 |
| Financing Margin % | 20% | 20% | 19% | 20% | 17% | 20% | 24% | 28% | 25% | 30% | 30% | 29% | 31% |
| Other Income | 0 | 0 | 1 | 1 | 0 | 1 | 1 | 1 | 1 | 3 | 2 | 3 | 5 |
| Depreciation | 16 | 23 | 25 | 24 | 23 | 25 | 26 | 29 | 25 | 26 | 28 | 31 | 29 |
| Profit before tax | 84 | 86 | 89 | 107 | 99 | 128 | 171 | 236 | 230 | 314 | 340 | 373 | 470 |
| Tax % | 24% | 24% | 24% | 22% | 23% | 24% | 25% | 25% | 24% | 25% | 25% | 24% | 25% |
| Net Profit | 64 | 65 | 68 | 83 | 76 | 97 | 128 | 178 | 175 | 236 | 255 | 283 | 353 |
| EPS in Rs | 0.77 | 0.79 | 0.82 | 1.00 | 0.92 | 1.18 | 1.55 | 2.15 | 1.82 | 2.45 | 2.65 | 2.94 | 3.67 |
| Gross NPA % | 1.89% | 1.96% | 2.10% | 1.92% | 1.97% | 1.60% | 1.70% | 1.53% | 1.67% | 1.28% | 1.40% | 1.00% | 1.10% |
| Net NPA % | 1.37% | 1.32% | 1.36% | 1.06% | 1.13% | 1.00% | 1.10% | 0.90% | 0.99% | 0.74% | 0.90% | 0.70% | 0.60% |
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 198 | 189 | 229 | 351 | 589 | 717 | 737 | 969 | 1,465 | 2,313 | 3,249 | 4,734 | 5,306 |
| Interest | 5 | 12 | 38 | 97 | 207 | 283 | 290 | 332 | 534 | 837 | 1,274 | 1,730 | 1,922 |
| Expenses | 48 | 120 | 97 | 140 | 191 | 203 | 201 | 368 | 620 | 1,023 | 1,242 | 1,645 | 1,785 |
| Financing Profit | 145 | 58 | 94 | 114 | 191 | 230 | 246 | 270 | 311 | 452 | 733 | 1,360 | 1,599 |
| Financing Margin % | 73% | 30% | 41% | 32% | 32% | 32% | 33% | 28% | 21% | 20% | 23% | 29% | 30% |
| Other Income | 8 | 2 | 6 | 1 | 3 | 2 | 0 | 12 | 1 | 1 | 2 | 7 | 12 |
| Depreciation | 4 | 3 | 4 | 6 | 7 | 11 | 11 | 10 | 44 | 88 | 102 | 110 | 114 |
| Profit before tax | 149 | 56 | 96 | 108 | 187 | 222 | 236 | 273 | 268 | 366 | 633 | 1,257 | 1,497 |
| Tax % | 36% | 22% | 39% | 40% | 27% | 27% | 25% | 25% | 24% | 24% | 24% | 25% | |
| Net Profit | 95 | 44 | 58 | 65 | 136 | 161 | 177 | 205 | 205 | 279 | 479 | 949 | 1,128 |
| EPS in Rs | 1.16 | 0.53 | 0.71 | 0.79 | 1.65 | 1.96 | 2.15 | 2.49 | 2.48 | 3.39 | 5.80 | 9.86 | 11.71 |
| Dividend Payout % | 6% | 12% | 9% | 8% | 5% | 2% | 4% | 4% | 5% | 4% | 3% | 2% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 48.0% | 45.0% | 38.0% |
| Profit CAGR | 67.0% | 40.0% | 36.0% |
Shareholding Pattern
Promoters59.95%
FIIs4.83%
DIIs20.29%
Public14.95%
Promoters59.92%
FIIs4.50%
DIIs20.11%
Public15.46%
Promoters59.92%
FIIs5.62%
DIIs20.09%
Public14.33%
Promoters59.92%
FIIs8.21%
DIIs18.42%
Public13.46%
Promoters59.92%
FIIs13.00%
DIIs17.05%
Public10.03%
Promoters69.91%
FIIs0.21%
DIIs13.62%
Public16.27%
Promoters69.88%
FIIs0.85%
DIIs14.18%
Public15.09%
Promoters69.87%
FIIs0.98%
DIIs14.52%
Public14.62%
Promoters59.92%
FIIs5.62%
DIIs20.09%
Public14.33%
Promoters59.92%
FIIs13.00%
DIIs17.05%
Public10.03%
CGCL
Holdings Analysis
Key strengths & risk signals
90
Overall
85
Fundamental
96
Technical
Risks (1)
VERY HIGH DEBT! D/E of 3.62 - significant risk.
Strengths (4)
EXCELLENT EFFICIENCY! 35.0% profit margin - company keeps strong profits.
BULLISH TREND! 50-day average (239.1) is above 200-day average (196.4) - positive signal.
BREAKOUT! Stock has broken above resistance levels with momentum.
GOOD YEAR! Stock gained 47.3% in the last year.
Fundamental & Technical Analysis
90Overall
85Fundamental
96Technical
Fundamental Breakdown
Growth Quality
30/30
Revenue CAGR: 48.6% (EXCELLENT, 15/15). Profit CAGR: 66.8% (EXCELLENT, 15/15).
Profit Margin
10/10
EXCELLENT EFFICIENCY! 35.0% profit margin - company keeps strong profits.
PEG Valuation
10/10
UNDERVALUED! PEG of 0.34 indicates stock is cheap relative to growth.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0.07% yield - little to no income.
Debt to Equity
2/10
VERY HIGH DEBT! D/E of 3.62 - significant risk.
Public Holding
20/20
VERY LESS PUBLIC HOLDING! 15.68% public ownership - strong promoter/institutional control.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
12/10
BULLISH TREND! 50-day average (239.1) is above 200-day average (196.4) - positive signal.
Price Position
8/10
STRONG POSITION! Current price (279.9) is above both moving averages.
Trend Pattern
20/20
BREAKOUT! Stock has broken above resistance levels with momentum.
52W Performance
10/10
GOOD YEAR! Stock gained 47.3% in the last year.
Volume Sentiment
30/30
BULLISH SENTIMENT! In last 30 days: 14 up days, 16 down days. Avg volume on up days: 8,843,451 vs down days: 3,782,214. Ratio: 2.34x
RSI
3/5
BULLISH! RSI at 68.7 - positive momentum.
52W Range
5/5
STRONG! Trading at 96.3% of 52W range - near yearly highs.
Momentum
5/5
STRONG MOMENTUM! Price has grown across all timeframes - up 8.5% (1 week), 17.5% (1 month), 38.0% (3 months). Momentum is accelerating.
Beta
3/5
MARKET ALIGNED! Beta of 1.00 - moves with the market.
CGCL
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q1FY272026-08-04 | Concall PDF | |
| Q4FY262026-05-08 | Concall PDF | |
| Q3FY262026-02-06 | Concall PDF | |
| Q2FY262025-11-06 | Concall PDF |
Peer Comparison
Financial Services · Credit Services · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CGCL | ₹247.60 | 21.2 | 35.0% | 49.7% | 66.8% | +28.7% | 90 | BREAKDOWN | +102.1% | +25.0% | +56.8% | +11.7% |
| CHOLAHLDNG | ₹1,360.00 | 9.6 | 11.9% | 28.0% | 23.7% | -26.8% | 63 | APPROACHING SUPPORT | +39.3% | +17.3% | +19.8% | +5.0% |
| IIFL | ₹615.40 | 12.5 | 26.1% | 13.6% | 3.4% | +20.0% | 56 | HIT RESISTANCE | +189.2% | +15.0% | +30.1% | +4.7% |
| MANAPPURAM | ₹323.90 | 19.9 | 30.5% | 7.3% | -12.5% | +14.2% | 59 | BOUNCE FROM SUPPORT | +322.4% | +44.7% | +26.1% | +16.9% |
| IREDA | ₹108.80 | 15.5 | 69.3% | 34.5% | 29.4% | -29.3% | 68 | APPROACHING RESISTANCE | +37.1% | -31.3% | +16.2% | +4.0% |
| HUDCO | ₹161.10 | 7.6 | 90.7% | 10.0% | 33.3% | -28.3% | 73 | BREAKOUT | +35.1% | -57.0% | +37.4% | +58.0% |
| POONAWALLA | ₹448.90 | 35.1 | 26.7% | 24.0% | 24.0% | -16.9% | 76 | BOUNCE FROM SUPPORT | – | +21.9% | +82.4% | +12.1% |
| HDBFS | ₹512.60 | 14.4 | 30.7% | 14.0% | 9.1% | -26.2% | 78 | BREAKDOWN | +38.3% | +4.6% | +10.9% | +4.0% |
Data from TradeAlone · Updated daily
CGCL News
Capri Global Capital Limited (cgcl) Raises US$ 300 Million Via Maiden US Dollar Bond Issuance2026-09-02Capri Global Capital Limited (CGCL) breaks below support, falls 5%2026-08-07Capri Global Capital Limited (cgcl) Launches Integrated Brand Campaign Featuring Nayanthara2026-08-05Capri Global Capital Limited (CGCL) extends gains by 5% intraday2026-07-31Capri Global Capital Limited (cgcl) Collaborates with Openai to Bring Enterprise-grade AI to Lending2026-07-29Capri Global Capital Limited (CGCL) eases after clearing resistance, down 5% intraday2026-07-28Capri Global Capital Limited : Press Release2026-07-21Capri Global Capital Limited (NSE: CGCL) clears resistance, moves up 5% intraday2026-07-09Capri Global Capital Limited (CGCL) breaks out, moves up 6% intraday2026-06-30Capri Global Capital Limited (cgcl) Reaches 1,000 Gold Loan Branches Nationwide2026-05-14CapriGlobalCapitalLimited’s Tranche I NCDs Oversubscribed2026-05-07Capri Global Capital Limited Reports Strong Q4fy26 Earnings2026-05-03
