CHOICEIN
Choice International Limited (CHOICEIN) Stock Analysis
Choice International Limited is an Indian financial services company with broking, NBFC, and advisory businesses. It serves investors and borrowers through group entities in wealth and credit. Market volumes and loan growth drive consolidated performance in India. The company is listed on Indian stock exchanges and operates from India.
Financial Services › Capital Markets
₹713.10
-0.88% 1W | -9.10% 52W
Market Cap
15.9k CR
P/E Ratio
62.1
52W High
₹860.5
52W Low
₹568.7
Div. Yield
0%
Beta
-0.3
50 DMA
₹778.1
200 DMA
₹739.5
Profit Margin
20.2%
Inst. Own.
10.7%
📉 CONSOLIDATING DOWN
📉 CONSOLIDATING DOWN
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 138 | 191 | 207 | 215 | 201 | 247 | 209 | 253 | 235 | 274 | 303 | 307 | 310 |
| Expenses | 102 | 142 | 141 | 147 | 148 | 172 | 150 | 157 | 151 | 185 | 192 | 191 | 205 |
| Operating Profit | 36 | 49 | 67 | 67 | 53 | 76 | 60 | 96 | 83 | 89 | 112 | 116 | 105 |
| OPM % | 26% | 25% | 32% | 31% | 26% | 31% | 28% | 38% | 36% | 33% | 37% | 38% | 34% |
| Other Income | 2 | 3 | 3 | 2 | 5 | 2 | 2 | 2 | 3 | 10 | 5 | 7 | 9 |
| Interest | 7 | 10 | 11 | 12 | 13 | 15 | 16 | 22 | 21 | 21 | 21 | 26 | 28 |
| Depreciation | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 4 | 3 | 10 | 6 |
| Profit before tax | 29 | 40 | 56 | 55 | 43 | 61 | 43 | 74 | 63 | 74 | 92 | 87 | 80 |
| Tax % | 28% | 25% | 28% | 29% | 26% | 23% | 29% | 28% | 24% | 24% | 29% | 22% | 24% |
| Net Profit | 21 | 30 | 40 | 39 | 32 | 46 | 31 | 54 | 48 | 56 | 66 | 68 | 61 |
| EPS in Rs | 1.08 | 1.48 | 1.98 | 1.93 | 1.48 | 2.31 | 1.47 | 2.59 | 2.19 | 2.69 | 2.56 | 2.71 | 2.48 |
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 62 | 187 | 134 | 152 | 121 | 132 | 176 | 285 | 393 | 756 | 921 | 1,137 | 1,194 |
| Expenses | 36 | 160 | 103 | 113 | 85 | 93 | 134 | 194 | 286 | 531 | 626 | 719 | 773 |
| Operating Profit | 26 | 28 | 30 | 39 | 36 | 39 | 41 | 92 | 107 | 225 | 295 | 419 | 421 |
| OPM % | 42% | 15% | 23% | 26% | 29% | 29% | 23% | 32% | 27% | 30% | 32% | 37% | 35% |
| Other Income | -0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 2 | 3 | 1 | 7 | 31 |
| Interest | 17 | 19 | 19 | 21 | 20 | 17 | 15 | 15 | 22 | 41 | 66 | 89 | 96 |
| Depreciation | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 5 | 7 | 8 | 20 | 24 |
| Profit before tax | 6 | 7 | 10 | 16 | 12 | 18 | 23 | 74 | 82 | 181 | 221 | 316 | 333 |
| Tax % | 25% | 39% | 41% | 24% | 28% | 32% | 27% | 27% | 27% | 28% | 26% | 25% | |
| Net Profit | 5 | 4 | 6 | 12 | 6 | 12 | 17 | 54 | 60 | 131 | 163 | 238 | 251 |
| EPS in Rs | 1.02 | 0.86 | 1.26 | 1.22 | 0.59 | 1.24 | 1.17 | 2.69 | 3.02 | 6.56 | 7.84 | 9.77 | 10.44 |
| Dividend Payout % | 20% | 23% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 43.0% | 45.0% | 20.0% |
| Profit CAGR | 53.0% | 67.0% | 48.0% |
Shareholding Pattern
Promoters56.44%
FIIs13.97%
DIIs0.19%
Public29.39%
Promoters56.61%
FIIs12.97%
DIIs0.28%
Public30.15%
Promoters53.66%
FIIs12.16%
DIIs0.30%
Public33.89%
Promoters53.66%
FIIs11.41%
DIIs0.35%
Public34.59%
Promoters53.66%
FIIs10.10%
DIIs0.28%
Public35.97%
Promoters55.32%
FIIs15.12%
Public29.56%
Promoters58.21%
FIIs12.44%
DIIs0.06%
Public29.29%
Promoters58.13%
FIIs13.63%
DIIs0.16%
Public28.09%
Promoters53.66%
FIIs11.41%
DIIs0.35%
Public34.59%
Promoters53.66%
FIIs10.10%
DIIs0.28%
Public35.97%
CHOICEIN
Holdings Analysis
Key strengths & risk signals
75
Overall
80
Fundamental
70
Technical
Risks (4)
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
WEAK POSITION! Current price (713.1) is below both moving averages.
NEGATIVE MOMENTUM! Price declined across timeframes - down 0.9% (1 week), 5.0% (1 month), 14.6% (3 months).
WEAK YEAR! Stock declined 9.1% in the last year.
Strengths (4)
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
BULLISH TREND! 50-day average (778.1) is above 200-day average (739.5) - positive signal.
BULLISH SENTIMENT! In last 30 days: 11 up days, 19 down days. Avg volume on up days: 558,304 vs down days: 290,517. Ratio: 1.92x
LOW VOLATILITY! Beta of -0.30 - stable stock, less market risk.
Fundamental & Technical Analysis
75Overall
80Fundamental
70Technical
Fundamental Breakdown
Growth Quality
30/30
Revenue CAGR: 42.3% (EXCELLENT, 15/15). Profit CAGR: 53.6% (EXCELLENT, 15/15).
Profit Margin
8/10
EXCELLENT EFFICIENCY! 20.2% profit margin - company keeps strong profits.
PEG Valuation
9/10
FAIRLY VALUED! PEG of 1.16 indicates reasonable valuation.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
Debt to Equity
6/10
MODERATE DEBT! D/E of 0.61 - acceptable leverage.
Public Holding
14/20
MODERATE PUBLIC HOLDING! 29.05% public ownership - balanced ownership structure.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
12/10
BULLISH TREND! 50-day average (778.1) is above 200-day average (739.5) - positive signal.
Price Position
2/10
WEAK POSITION! Current price (713.1) is below both moving averages.
Trend Pattern
10/20
Current trend: CONSOLIDATING DOWN
52W Performance
3/10
WEAK YEAR! Stock declined 9.1% in the last year.
Volume Sentiment
30/30
BULLISH SENTIMENT! In last 30 days: 11 up days, 19 down days. Avg volume on up days: 558,304 vs down days: 290,517. Ratio: 1.92x
RSI
4/5
APPROACHING OVERSOLD! RSI at 35.6 - watch for reversal.
52W Range
3/5
MID RANGE! Trading at 49.5% of 52W range - neutral zone.
Momentum
1/5
NEGATIVE MOMENTUM! Price declined across timeframes - down 0.9% (1 week), 5.0% (1 month), 14.6% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of -0.30 - stable stock, less market risk.
Peer Comparison
Financial Services · Capital Markets · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CHOICEIN | ₹713.10 | 62.1 | 20.2% | 42.3% | 53.6% | -9.1% | 75 | CONSOLIDATING DOWN | +22.9% | -8.3% | +32.1% | +1.0% |
| JMFINANCIL | ₹117.80 | 10.8 | 30.9% | 19.1% | 26.3% | -29.4% | 64 | CONSOLIDATION | -35.7% | +76.5% | -10.3% | +33.1% |
| IIFLCAPS | ₹343.80 | 19.8 | 24.5% | 19.9% | 30.9% | +15.2% | 75 | APPROACHING SUPPORT | +5.0% | +60.5% | -0.9% | -2.5% |
| IEX | ₹104.80 | 18.4 | 66.2% | 15.4% | 17.2% | -25.8% | 57 | BREAKDOWN | +11.7% | +3.9% | +11.4% | -9.4% |
| CDSL | ₹1,260.00 | 55.9 | 36.8% | 27.3% | 18.2% | -21.6% | 63 | APPROACHING SUPPORT | +14.7% | +46.5% | +13.1% | +11.4% |
| ANGELONE | ₹292.00 | 26.4 | 20.7% | 20.3% | 0.9% | +28.1% | 65 | CONSOLIDATING DOWN | +102.1% | -27.7% | +25.6% | -2.1% |
| SGFIN | ₹676.00 | 27.4 | 39.0% | 102.3% | 90.7% | +80.8% | 83 | BREAKOUT | +119.2% | +27.0% | +101.6% | +28.6% |
| SHAREINDIA | ₹182.70 | 11 | 25.6% | 9.6% | -0.5% | +31.0% | 63 | BREAKDOWN | +47.4% | +114.7% | +44.7% | -10.2% |
Data from TradeAlone · Updated daily
CHOICEIN News
Choice International Limited (choicein) Q1 FY27: Revenue Up 34%, PAT Grows 26%2026-08-10Choice International Limited (choicein) Secures ₹191 Crore Government Mandates in Q1 FY272026-07-21Choice International Limited (CHOICEIN) breaks out, moves up 6%2026-07-09Choice International Limited (choicein) Forms Strategic Partnership with NH Investment & Securities2026-07-09
