ICICIBANK
ICICI Bank Limited (ICICIBANK) Stock Analysis
ICICI Bank Limited is one of India's largest private-sector banks, offering retail, corporate, and digital banking nationwide. It provides loans, deposits, cards, payments, and wealth services through branches and technology platforms. The bank has a significant international presence and institutional franchise. It is a benchmark private bank stock in India.
Financial Services › Banks - Regional
₹1,397.00
+3.10% 1W | -3.30% 52W
Market Cap
1003.0k CR
P/E Ratio
18.1
52W High
₹1480
52W Low
₹1187.6
Div. Yield
0.86%
Beta
0.3
50 DMA
₹1380.9
200 DMA
₹1349.6
Profit Margin
27.5%
Inst. Own.
59.2%
📊 CONSOLIDATION
⚡ APPROACHING SUPPORT
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 37,106 | 38,938 | 40,865 | 42,607 | 44,582 | 46,326 | 47,037 | 48,387 | 49,080 | 48,181 | 48,364 | 49,594 | 52,241 |
| Interest | 16,368 | 17,908 | 19,409 | 20,424 | 21,122 | 22,225 | 22,633 | 23,047 | 23,090 | 22,017 | 21,874 | 22,047 | 23,064 |
| Expenses | 21,402 | 24,560 | 24,929 | 30,604 | 29,387 | 32,221 | 33,510 | 37,588 | 31,991 | 35,065 | 37,154 | 41,823 | 35,318 |
| Financing Profit | -663 | -3,530 | -3,473 | -8,421 | -5,927 | -8,120 | -9,106 | -12,248 | -6,002 | -8,901 | -10,664 | -14,276 | -6,141 |
| Financing Margin % | -2% | -9% | -8% | -20% | -13% | -18% | -19% | -25% | -12% | -18% | -22% | -29% | -12% |
| Other Income | 15,229 | 18,690 | 18,615 | 24,575 | 22,688 | 26,617 | 27,589 | 31,361 | 25,496 | 27,966 | 28,418 | 35,020 | 27,448 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 14,566 | 15,160 | 15,142 | 16,154 | 16,761 | 18,496 | 18,483 | 19,113 | 19,494 | 19,065 | 17,754 | 20,744 | 21,307 |
| Tax % | 24% | 25% | 26% | 26% | 26% | 25% | 25% | 25% | 26% | 25% | 24% | 25% | 24% |
| Net Profit | 11,014 | 11,351 | 11,515 | 12,200 | 12,463 | 13,906 | 13,847 | 14,354 | 14,456 | 14,318 | 13,481 | 15,681 | 16,276 |
| EPS in Rs | 15.20 | 15.56 | 15.76 | 16.62 | 16.62 | 18.38 | 18.25 | 18.96 | 19.00 | 18.70 | 17.53 | 20.61 | 21.52 |
| Gross NPA % | |||||||||||||
| Net NPA % |
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 54,964 | 59,294 | 60,940 | 62,162 | 71,982 | 84,836 | 89,163 | 95,407 | 121,067 | 159,516 | 186,331 | 195,218 | 198,379 |
| Interest | 32,318 | 33,996 | 34,836 | 34,262 | 39,178 | 44,666 | 42,659 | 41,167 | 50,543 | 74,108 | 89,028 | 89,029 | 89,002 |
| Expenses | 38,766 | 52,252 | 63,841 | 72,806 | 83,775 | 85,361 | 91,309 | 80,798 | 87,864 | 99,560 | 130,078 | 142,971 | 149,359 |
| Financing Profit | -16,120 | -26,955 | -37,737 | -44,906 | -50,971 | -45,190 | -44,805 | -26,558 | -17,341 | -14,152 | -32,775 | -36,782 | -39,982 |
| Financing Margin % | -29% | -45% | -62% | -72% | -71% | -53% | -50% | -28% | -14% | -9% | -18% | -19% | -20% |
| Other Income | 35,252 | 42,102 | 52,458 | 56,807 | 59,325 | 64,950 | 72,174 | 62,129 | 65,112 | 76,522 | 108,255 | 116,900 | 118,852 |
| Depreciation | 798 | 843 | 912 | 922 | 946 | 1,171 | 1,340 | 1,330 | 1,515 | 1,935 | 2,627 | 3,061 | 0 |
| Profit before tax | 18,334 | 14,304 | 13,809 | 10,978 | 7,408 | 18,589 | 26,028 | 34,241 | 46,256 | 60,434 | 72,854 | 77,057 | 78,870 |
| Tax % | 29% | 24% | 18% | 17% | 23% | 40% | 22% | 25% | 26% | 26% | 25% | 25% | |
| Net Profit | 12,942 | 10,927 | 11,340 | 9,100 | 5,689 | 11,225 | 20,364 | 26,538 | 35,461 | 46,081 | 54,569 | 57,936 | 59,756 |
| EPS in Rs | 19.20 | 15.92 | 15.90 | 12.00 | 6.60 | 14.78 | 26.58 | 36.14 | 48.74 | 63.02 | 71.65 | 75.71 | 78.36 |
| Dividend Payout % | 24% | 29% | 14% | 12% | 15% | 0% | 8% | 14% | 16% | 16% | 15% | 16% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 17.0% | 17.0% | 13.0% |
| Profit CAGR | 17.0% | 24.0% | 18.0% |
Shareholding Pattern
FIIs46.77%
DIIs43.91%
Public9.06%
FIIs45.56%
DIIs45.06%
Public9.11%
FIIs43.87%
DIIs46.74%
Public9.13%
FIIs34.48%
DIIs39.94%
Public25.36%
FIIs33.79%
DIIs42.32%
Public23.68%
FIIs44.16%
DIIs45.11%
Public10.48%
FIIs44.77%
DIIs45.10%
Public9.84%
FIIs45.83%
DIIs44.77%
Public9.12%
FIIs34.48%
DIIs39.94%
Public25.36%
FIIs33.79%
DIIs42.32%
Public23.68%
ICICIBANK
Holdings Analysis
Key strengths & risk signals
74
Overall
83
Fundamental
66
Technical
Risks (2)
NEGLIGIBLE DIVIDEND! 0.86% yield - little to no income.
WEAK YEAR! Stock declined 3.3% in the last year.
Strengths (4)
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
BULLISH TREND! 50-day average (1380.9) is above 200-day average (1349.6) - positive signal.
LOW VOLATILITY! Beta of 0.30 - stable stock, less market risk.
STRONG POSITION! Current price (1397.0) is above both moving averages.
Fundamental & Technical Analysis
74Overall
83Fundamental
66Technical
Fundamental Breakdown
Growth Quality
26/30
Revenue CAGR: 18.1% (VERY GOOD, 13/15). Profit CAGR: 16.8% (VERY GOOD, 13/15).
Profit Margin
9/10
EXCELLENT EFFICIENCY! 27.5% profit margin - company keeps strong profits.
PEG Valuation
9/10
FAIRLY VALUED! PEG of 1.08 indicates reasonable valuation.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0.86% yield - little to no income.
Debt to Equity
6/10
MODERATE DEBT! D/E of 0.62 - acceptable leverage.
Public Holding
20/20
VERY LESS PUBLIC HOLDING! 10.22% public ownership - strong promoter/institutional control.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
10/10
BULLISH TREND! 50-day average (1380.9) is above 200-day average (1349.6) - positive signal.
Price Position
8/10
STRONG POSITION! Current price (1397.0) is above both moving averages.
Trend Pattern
10/20
TESTING SUPPORT! Stock is at key support level.
52W Performance
3/10
WEAK YEAR! Stock declined 3.3% in the last year.
Volume Sentiment
20/30
BULLISH SENTIMENT! In last 30 days: 13 up days, 17 down days. Avg volume on up days: 10,513,175 vs down days: 9,680,416. Ratio: 1.09x
RSI
3/5
NEUTRAL! RSI at 59.1 - balanced momentum.
52W Range
4/5
UPPER HALF! Trading at 71.6% of 52W range - positive territory.
Momentum
3/5
MIXED MOMENTUM! Price growth is inconsistent - 3.1% (1 week), 2.8% (1 month), -3.3% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of 0.30 - stable stock, less market risk.
ICICIBANK
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q4FY262026-07-23 | Concall PDF | |
| Q2FY262026-01-22 | Concall PDF | |
| Q1FY262025-10-24 | Concall PDF |
Peer Comparison
Financial Services · Banks - Regional · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICIBANK | ₹1,397.00 | 18.1 | 27.5% | 18.1% | 16.8% | -3.3% | 74 | APPROACHING SUPPORT | +13.9% | +4.6% | +7.7% | +7.3% |
| SBIN | ₹962.60 | 10.3 | 22.4% | 12.2% | 14.4% | +8.0% | 73 | APPROACHING SUPPORT | +13.7% | +22.8% | +10.2% | -3.3% |
| HDFCBANK | ₹728.90 | 15.9 | 26.8% | 22.0% | 19.0% | -26.9% | 76 | BREAKOUT | +25.4% | -3.3% | – | -10.4% |
| KOTAKBANK | ₹447.40 | 21.9 | 28.5% | 13.5% | 8.9% | +1.5% | 57 | CONSOLIDATING UP | +22.5% | +1.1% | +16.6% | +7.8% |
| AXISBANK | ₹1,290.00 | 14.5 | 36.0% | 12.2% | 34.6% | +7.7% | 76 | BREAKOUT | +22.2% | +0.4% | +3.8% | +4.2% |
| PNB | ₹116.30 | 6.1 | 38.1% | 10.0% | 76.4% | -0.9% | 74 | APPROACHING RESISTANCE | +174.3% | +4.0% | -4.9% | +4.9% |
| UNIONBANK | ₹168.00 | 6.2 | 40.5% | 7.6% | 31.7% | +22.6% | 75 | BREAKDOWN | +27.4% | +2.5% | +9.5% | -1.4% |
| BANKBARODA | ₹230.40 | 6.6 | 27.4% | 10.3% | 10.0% | -13.8% | 62 | APPROACHING SUPPORT | -48.6% | -69.3% | +10.6% | +4.2% |
Data from TradeAlone · Updated daily
