IDBI
IDBI Bank Limited (IDBI) Stock Analysis
IDBI Bank Limited is a public-sector bank offering retail, corporate, and wholesale banking after restructuring under LIC ownership. It provides loans, deposits, trade finance, and treasury services across India. The bank is working on recovery of asset quality and profitability. It is a listed PSU bank.
Financial Services › Banks - Regional
₹84.10
+1.24% 1W | -9.00% 52W
Market Cap
90.4k CR
P/E Ratio
9.7
52W High
₹118.4
52W Low
₹61
Div. Yield
0%
Beta
0.9
50 DMA
₹85.1
200 DMA
₹85.6
Profit Margin
48.6%
Inst. Own.
49.7%
🔥 APPROACHING RESISTANCE
🔥 APPROACHING RESISTANCE
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6,864 | 6,038 | 6,549 | 6,995 | 6,670 | 7,445 | 7,819 | 6,983 | 7,027 | 7,109 | 7,080 | 7,804 | 7,549 |
| Interest | 2,861 | 2,966 | 3,102 | 3,298 | 3,428 | 3,562 | 3,583 | 3,683 | 3,851 | 3,816 | 3,862 | 3,944 | 4,053 |
| Expenses | 3,067 | 1,701 | 2,444 | 2,565 | 1,553 | 2,781 | 2,382 | 2,415 | 2,091 | 1,651 | 2,000 | 2,757 | 1,751 |
| Financing Profit | 936 | 1,372 | 1,003 | 1,132 | 1,688 | 1,102 | 1,854 | 885 | 1,085 | 1,642 | 1,218 | 1,102 | 1,745 |
| Financing Margin % | 14% | 23% | 15% | 16% | 25% | 15% | 24% | 13% | 15% | 23% | 17% | 14% | 23% |
| Other Income | 907 | 1,025 | 1,031 | 961 | 857 | 1,368 | 810 | 2,107 | 1,472 | 2,155 | 1,271 | 1,714 | 1,084 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1,843 | 2,397 | 2,034 | 2,093 | 2,546 | 2,470 | 2,664 | 2,991 | 2,557 | 3,797 | 2,489 | 2,816 | 2,829 |
| Tax % | 33% | 42% | 27% | 21% | 32% | 25% | 28% | 31% | 21% | 15% | 21% | 29% | 25% |
| Net Profit | 1,234 | 1,393 | 1,515 | 1,672 | 1,739 | 1,869 | 1,954 | 2,094 | 2,024 | 3,241 | 1,959 | 2,013 | 2,131 |
| EPS in Rs | 1.14 | 1.29 | 1.40 | 1.55 | 1.61 | 1.73 | 1.81 | 1.94 | 1.88 | 3.00 | 1.82 | 1.87 | 1.98 |
| Gross NPA % | |||||||||||||
| Net NPA % |
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 28,164 | 28,058 | 27,805 | 23,046 | 22,102 | 20,854 | 19,956 | 18,316 | 20,592 | 26,446 | 28,917 | 29,020 | 29,542 |
| Interest | 22,387 | 21,931 | 22,019 | 17,376 | 16,162 | 13,841 | 11,408 | 9,122 | 9,130 | 12,226 | 14,257 | 15,474 | 15,676 |
| Expenses | 8,424 | 14,339 | 18,130 | 20,698 | 24,118 | 20,146 | 10,515 | 9,975 | 10,232 | 9,233 | 11,675 | 10,328 | 8,159 |
| Financing Profit | -2,647 | -8,212 | -12,344 | -15,028 | -18,178 | -13,133 | -1,967 | -781 | 1,229 | 4,986 | 2,985 | 3,217 | 5,707 |
| Financing Margin % | -9% | -29% | -44% | -65% | -82% | -63% | -10% | -4% | 6% | 19% | 10% | 11% | 19% |
| Other Income | 4,189 | 3,518 | 4,207 | 7,248 | 3,535 | 4,631 | 4,848 | 4,959 | 4,617 | 3,975 | 5,209 | 6,637 | 6,224 |
| Depreciation | 141 | 218 | 362 | 377 | 370 | 394 | 397 | 417 | 499 | 543 | 538 | 617 | 0 |
| Profit before tax | 1,401 | -4,912 | -8,498 | -8,157 | -15,013 | -8,896 | 2,484 | 3,760 | 5,346 | 8,418 | 7,656 | 9,237 | 11,931 |
| Tax % | 32% | -26% | -40% | 0% | 0% | 44% | 42% | 32% | 30% | 31% | 0% | 0% | |
| Net Profit | 957 | -3,574 | -4,997 | -8,116 | -14,970 | -12,819 | 1,532 | 2,557 | 3,728 | 5,814 | 7,656 | 9,237 | 9,343 |
| EPS in Rs | 5.87 | -17.44 | -24.36 | -26.37 | -19.37 | -12.36 | 1.41 | 2.36 | 3.45 | 5.38 | 7.10 | 8.57 | 8.67 |
| Dividend Payout % | 13% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 29% | 28% | 30% | 0% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 12.0% | 8.0% | 0.0% |
| Profit CAGR | 35.0% | 43.0% | 16.0% |
Shareholding Pattern
Promoters94.72%
FIIs0.54%
DIIs0.15%
Public4.59%
Promoters94.72%
FIIs0.47%
DIIs0.11%
Public4.68%
Promoters94.72%
FIIs0.52%
DIIs0.12%
Public4.65%
Promoters94.72%
FIIs0.56%
DIIs0.08%
Public4.63%
Promoters94.72%
FIIs0.45%
DIIs0.10%
Public4.71%
Promoters94.72%
FIIs0.22%
DIIs0.16%
Public4.90%
Promoters94.72%
FIIs0.45%
DIIs0.15%
Public4.67%
Promoters94.72%
FIIs0.46%
DIIs0.18%
Public4.63%
Promoters94.72%
FIIs0.56%
DIIs0.08%
Public4.63%
Promoters94.72%
FIIs0.45%
DIIs0.10%
Public4.71%
IDBI
Holdings Analysis
Key strengths & risk signals
70
Overall
84
Fundamental
56
Technical
Risks (4)
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
WEAK POSITION! Current price (84.1) is below both moving averages.
BEARISH TREND! 50-day average (85.1) is below 200-day average (85.6) - negative signal.
WEAK YEAR! Stock declined 9.0% in the last year.
Strengths (4)
EXCELLENT EFFICIENCY! 48.6% profit margin - company keeps strong profits.
BULLISH SENTIMENT! In last 30 days: 13 up days, 15 down days. Avg volume on up days: 25,454,368 vs down days: 18,277,365. Ratio: 1.39x
BELOW MARKET! Beta of 0.90 - slightly less volatile than market.
NEUTRAL! RSI at 48.8 - balanced momentum.
Fundamental & Technical Analysis
70Overall
84Fundamental
56Technical
Fundamental Breakdown
Growth Quality
23/30
Revenue CAGR: 7.9% (MODERATE, 8/15). Profit CAGR: 35.5% (EXCELLENT, 15/15).
Profit Margin
10/10
EXCELLENT EFFICIENCY! 48.6% profit margin - company keeps strong profits.
PEG Valuation
10/10
UNDERVALUED! PEG of 0.27 indicates stock is cheap relative to growth.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
Debt to Equity
8/10
LOW DEBT! D/E of 0.32 - strong balance sheet.
Public Holding
20/20
VERY LESS PUBLIC HOLDING! 4.84% public ownership - strong promoter/institutional control.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
3/10
BEARISH TREND! 50-day average (85.1) is below 200-day average (85.6) - negative signal.
Price Position
2/10
WEAK POSITION! Current price (84.1) is below both moving averages.
Trend Pattern
10/20
AT RESISTANCE! Stock is at key resistance level.
52W Performance
3/10
WEAK YEAR! Stock declined 9.0% in the last year.
Volume Sentiment
25/30
BULLISH SENTIMENT! In last 30 days: 13 up days, 15 down days. Avg volume on up days: 25,454,368 vs down days: 18,277,365. Ratio: 1.39x
RSI
3/5
NEUTRAL! RSI at 48.8 - balanced momentum.
52W Range
3/5
MID RANGE! Trading at 40.2% of 52W range - neutral zone.
Momentum
3/5
MIXED MOMENTUM! Price growth is inconsistent - 1.2% (1 week), 1.4% (1 month), -3.3% (3 months).
Beta
4/5
BELOW MARKET! Beta of 0.90 - slightly less volatile than market.
Peer Comparison
Financial Services · Banks - Regional · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| IDBI | ₹84.10 | 9.7 | 48.6% | 7.9% | 35.5% | -9.0% | 70 | APPROACHING RESISTANCE | +5.3% | +6.0% | -1.4% | +7.5% |
| FEDERALBNK | ₹338.00 | 18.1 | 30.7% | 16.6% | 11.1% | +56.2% | 77 | BREAKOUT | +36.8% | -6.3% | +16.7% | -6.9% |
| AUBANK | ₹989.40 | 26.1 | 25.6% | 30.4% | 22.8% | +25.2% | 77 | CONSOLIDATING DOWN | +37.0% | -4.3% | +18.5% | +2.2% |
| CANBK | ₹118.30 | 5.3 | 46.5% | 5.0% | 20.5% | -6.7% | 68 | APPROACHING SUPPORT | +62.2% | +13.3% | -12.8% | +16.8% |
| INDUSINDBK | ₹877.00 | 51.9 | 7.6% | -0.4% | -50.7% | +15.3% | 57 | BOUNCE FROM SUPPORT | +71.7% | +74.5% | -4.8% | +6.3% |
| IDFCFIRSTB | ₹78.10 | 30.1 | 9.1% | 19.6% | -13.5% | +10.0% | 57 | APPROACHING SUPPORT | +153.1% | +247.2% | +15.7% | +13.4% |
| INDIANB | ₹854.10 | 8.7 | 36.4% | 10.4% | 28.1% | +6.7% | 73 | CONSOLIDATING DOWN | +47.5% | +5.8% | +15.1% | +4.6% |
| BANKBARODA | ₹230.40 | 6.6 | 27.4% | 10.3% | 10.0% | -13.8% | 62 | APPROACHING SUPPORT | -48.6% | -69.3% | +10.6% | +4.2% |
Data from TradeAlone · Updated daily
IDBI News
Idbi Bank Limited (idbi) Q2 FY27 Results: Operating Profit Up 33%, Net Profit Rises 4%2026-10-17Idbi Bank Limited Q1 FY27: Net Profit Surges 5% Yoy, Advances Grow 22%2026-07-18IDBI Bank Limited (NSE: IDBI) gains 7% intraday2026-06-22IDBI Bank Limited (NSE: IDBI) breaks out, falls 5% intraday2026-06-18IDBI Bank Limited (NSE: IDBI) falls 5% intraday2026-06-18IDBI Bank Limited (NSE: IDBI) clears resistance, falls 5% intraday2026-06-18IDBI Bank Limited (NSE: IDBI) breaks out, falls 5% intraday2026-06-18IDBI Bank Limited (NSE: IDBI) clears resistance, gains 16% intraday2026-06-18IDBI Bank Limited (NSE: IDBI) clears resistance, moves up 11% intraday2026-06-17IDBI Bank Limited (NSE: IDBI) clears resistance, gains 5% intraday2026-06-17
