INDUSINDBK
IndusInd Bank Limited (INDUSINDBK) Stock Analysis
IndusInd Bank Limited is a private-sector bank offering corporate, consumer, and vehicle finance across India. It has strengths in commercial vehicles, microfinance partnerships, and digital banking. The bank serves retail and wholesale clients nationwide. It is a listed private bank.
Financial Services › Banks - Regional
₹853.00
-3.79% 1W | +13.40% 52W
Market Cap
66.5k CR
P/E Ratio
50.4
52W High
₹1077.8
52W Low
₹726.3
Div. Yield
0.17%
Beta
0.5
50 DMA
₹972.7
200 DMA
₹925.1
Profit Margin
7.6%
Inst. Own.
53.7%
✅ BOUNCE FROM SUPPORT
✅ BOUNCE FROM SUPPORT
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 10,730 | 11,248 | 11,572 | 12,199 | 12,547 | 12,686 | 12,801 | 10,634 | 12,264 | 11,609 | 11,373 | 11,005 | 11,310 |
| Interest | 5,863 | 6,171 | 6,277 | 6,822 | 7,139 | 7,339 | 7,573 | 7,586 | 7,624 | 7,199 | 6,811 | 6,634 | 6,625 |
| Expenses | 4,237 | 4,424 | 4,618 | 4,753 | 4,947 | 5,752 | 5,726 | 6,770 | 5,989 | 6,644 | 6,095 | 5,272 | 5,082 |
| Financing Profit | 630 | 653 | 677 | 623 | 460 | -405 | -498 | -3,722 | -1,350 | -2,235 | -1,533 | -901 | -397 |
| Financing Margin % | 6% | 6% | 6% | 5% | 4% | -3% | -4% | -35% | -11% | -19% | -13% | -8% | -4% |
| Other Income | 2,210 | 2,282 | 2,396 | 2,508 | 2,442 | 2,185 | 2,355 | 709 | 2,157 | 1,651 | 1,707 | 1,714 | 1,787 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 2,840 | 2,935 | 3,073 | 3,131 | 2,902 | 1,780 | 1,857 | -3,013 | 807 | -584 | 174 | 813 | 1,389 |
| Tax % | 25% | 25% | 25% | 25% | 25% | 25% | 24% | -23% | 25% | -25% | 26% | 27% | 25% |
| Net Profit | 2,124 | 2,202 | 2,301 | 2,349 | 2,171 | 1,331 | 1,402 | -2,329 | 604 | -437 | 128 | 594 | 1,037 |
| EPS in Rs | 27.38 | 28.34 | 29.59 | 30.18 | 27.88 | 17.09 | 18.00 | -29.89 | 7.75 | -5.61 | 1.64 | 7.63 | 13.31 |
| Gross NPA % | 1.94% | 1.93% | 1.92% | 1.92% | 2.02% | 2.11% | 2.25% | 3.13% | 3.64% | 3.60% | 3.56% | 3.43% | 3.25% |
| Net NPA % | 0.58% | 0.57% | 0.57% | 0.57% | 0.60% | 0.64% | 0.68% | 0.95% | 1.12% | 1.04% | 1.04% | 1.00% | 0.95% |
| Metric | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11,872 | 14,406 | 17,281 | 22,261 | 28,783 | 29,000 | 30,822 | 36,368 | 45,748 | 48,668 | 46,251 | 45,297 |
| Interest | 7,355 | 8,343 | 9,783 | 13,415 | 16,724 | 15,472 | 15,822 | 18,776 | 25,132 | 29,636 | 28,268 | 27,270 |
| Expenses | 4,188 | 5,684 | 6,555 | 9,284 | 12,544 | 15,772 | 15,561 | 15,425 | 17,569 | 22,664 | 23,437 | 23,094 |
| Financing Profit | 329 | 379 | 942 | -438 | -485 | -2,244 | -560 | 2,167 | 3,046 | -3,632 | -5,455 | -5,066 |
| Financing Margin % | 3% | 3% | 5% | -2% | -2% | -8% | -2% | 6% | 7% | -7% | -12% | -11% |
| Other Income | 3,297 | 4,171 | 4,750 | 5,647 | 6,953 | 6,501 | 7,345 | 8,173 | 9,396 | 7,690 | 7,229 | 6,859 |
| Depreciation | 157 | 191 | 212 | 229 | 291 | 328 | 352 | 407 | 463 | 532 | 564 | 0 |
| Profit before tax | 3,469 | 4,360 | 5,481 | 4,980 | 6,177 | 3,929 | 6,433 | 9,932 | 11,979 | 3,526 | 1,210 | 1,792 |
| Tax % | 34% | 34% | 34% | 34% | 28% | 25% | 25% | 25% | 25% | 27% | 27% | |
| Net Profit | 2,287 | 2,868 | 3,606 | 3,301 | 4,458 | 2,930 | 4,805 | 7,444 | 8,977 | 2,576 | 889 | 1,322 |
| EPS in Rs | 38.43 | 47.95 | 60.08 | 54.77 | 64.28 | 37.89 | 62.03 | 95.93 | 115.34 | 33.06 | 11.41 | 16.97 |
| Dividend Payout % | 12% | 13% | 12% | 14% | 0% | 13% | 14% | 15% | 14% | 0% | 13% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 8.0% | 10.0% | 15.0% |
| Profit CAGR | -51.0% | -21.0% | -9.0% |
Shareholding Pattern
Promoters15.82%
FIIs33.68%
DIIs33.18%
Public16.92%
Promoters15.82%
FIIs34.32%
DIIs31.57%
Public17.91%
Promoters15.82%
FIIs31.60%
DIIs35.00%
Public17.20%
Promoters15.82%
FIIs28.57%
DIIs40.13%
Public15.10%
Promoters15.82%
FIIs29.17%
DIIs41.86%
Public12.76%
Promoters16.50%
FIIs42.16%
DIIs26.54%
Public14.45%
Promoters16.40%
FIIs40.25%
DIIs28.09%
Public14.90%
Promoters15.83%
FIIs29.53%
DIIs36.32%
Public17.94%
Promoters15.82%
FIIs28.57%
DIIs40.13%
Public15.10%
Promoters15.82%
FIIs29.17%
DIIs41.86%
Public12.76%
INDUSINDBK
Holdings Analysis
Key strengths & risk signals
58
Overall
43
Fundamental
73
Technical
Risks (4)
Cannot calculate PEG - insufficient growth data.
WEAK POSITION! Current price (861.6) is below both moving averages.
NEGATIVE MOMENTUM! Price declined across timeframes - down 2.8% (1 week), 14.2% (1 month), 15.2% (3 months).
LOWER HALF! Trading at 38.5% of 52W range - weakness visible.
Strengths (4)
MODERATE STABILITY! 2 revenue dips in history. Acceptable but monitor closely.
BULLISH TREND! 50-day average (975.8) is above 200-day average (925.3) - positive signal.
LOW VOLATILITY! Beta of 0.50 - stable stock, less market risk.
BULLISH SENTIMENT! In last 30 days: 9 up days, 21 down days. Avg volume on up days: 2,604,312 vs down days: 1,863,397. Ratio: 1.4x
Fundamental & Technical Analysis
58Overall
43Fundamental
74Technical
Fundamental Breakdown
Growth Quality
4/30
Revenue CAGR: -0.4% (DECLINING, 2/15). Profit CAGR: -50.7% (DECLINING, 2/15).
Profit Margin
3/10
LOW MARGIN! 7.6% profit margin - thin profits.
PEG Valuation
1/10
Cannot calculate PEG - insufficient growth data.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0.17% yield - little to no income.
Debt to Equity
6/10
MODERATE DEBT! D/E of 0.83 - acceptable leverage.
Public Holding
20/20
VERY LESS PUBLIC HOLDING! 14.59% public ownership - strong promoter/institutional control.
Stability Index
6/10
MODERATE STABILITY! 2 revenue dips in history. Acceptable but monitor closely.
Technical Breakdown
Moving Averages
12/10
BULLISH TREND! 50-day average (972.7) is above 200-day average (925.1) - positive signal.
Price Position
2/10
WEAK POSITION! Current price (853.0) is below both moving averages.
Trend Pattern
16/20
TESTING SUPPORT! Stock is at key support level.
52W Performance
6/10
POSITIVE YEAR! Stock gained 13.4% in the last year.
Volume Sentiment
25/30
BULLISH SENTIMENT! In last 30 days: 9 up days, 21 down days. Avg volume on up days: 2,604,312 vs down days: 2,050,423. Ratio: 1.27x
RSI
5/5
OVERSOLD! RSI at 28.9 - potential bounce opportunity.
52W Range
2/5
LOWER HALF! Trading at 36.0% of 52W range - weakness visible.
Momentum
1/5
NEGATIVE MOMENTUM! Price declined across timeframes - down 3.8% (1 week), 12.8% (1 month), 14.5% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of 0.50 - stable stock, less market risk.
Peer Comparison
Financial Services · Banks - Regional · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| INDUSINDBK | ₹853.00 | 50.4 | 7.6% | -0.4% | -50.7% | +13.4% | 58 | BOUNCE FROM SUPPORT | +71.7% | +74.5% | -4.8% | +6.3% |
| RBLBANK | ₹417.70 | 30.4 | 11.1% | 12.2% | -1.5% | +44.1% | 65 | APPROACHING SUPPORT | +9.3% | -4.2% | +1.0% | -6.0% |
| IDFCFIRSTB | ₹79.40 | 30.7 | 9.1% | 19.6% | -13.5% | +7.9% | 60 | BOUNCE FROM SUPPORT | +153.1% | +247.2% | +15.7% | +13.4% |
| YESBANK | ₹20.40 | 17.2 | 23.2% | 25.3% | 68.4% | -14.7% | 65 | BREAKDOWN | +32.6% | -1.0% | +11.0% | +4.7% |
| MAHABANK | ₹83.00 | 8.5 | 53.4% | 15.6% | 39.1% | +44.4% | 84 | CONSOLIDATION | +34.5% | -1.1% | +16.6% | +3.4% |
| BANKINDIA | ₹133.40 | 5.2 | 35.0% | 7.3% | 39.0% | +6.0% | 69 | BREAKDOWN | +80.5% | +7.0% | +14.4% | -5.1% |
| AUBANK | ₹977.20 | 25.8 | 25.6% | 30.4% | 22.8% | +28.0% | 77 | APPROACHING SUPPORT | +37.0% | -4.3% | +18.5% | +2.2% |
| IOB | ₹30.20 | 9.9 | 36.6% | 14.2% | 37.1% | -23.2% | 62 | BREAKDOWN | +45.6% | +10.3% | +38.3% | +22.8% |
Data from TradeAlone · Updated daily
INDUSINDBK News
Indusind Bank Limited Launches Dedicated Banking Vertical for India’s Growing Global Capability Centres2026-09-28Indusind Bank Limited Expands HYROX India Partnership to Multiple Cities2026-09-16Indusind Bank Launches Overdra� and Cash Credit Linked Corporate Credit Card2026-09-11Indusind Bank Limited Partners with Navi UPI to Strengthen Digital Payment Infrastructure2026-09-10Indusind Bank Limited (indusindbk) Joins Partnership for Carbon Accounting Financials2026-08-18Indusind Bank Limited Launches Lifetime-free Credit Card with Eazydiner2026-08-07IndusInd Bank Limited (INDUSINDBK) gives up ground after breakout, falls 5% intraday2026-07-23Indusind Bank Limited (indusindbk) Q1-fy27 Investor Presentation: Strong Financials and Growth Trajectory2026-07-22Indusind Bank Limited Integrates Employees’ Provident Fund Organisation (epfo)2026-07-13IndusInd Bank Limited : Press Release2026-05-11
