MOBIKWIK
One Mobikwik Systems Limited (MOBIKWIK) Stock Analysis
One Mobikwik Systems Limited operates the Mobikwik digital payments and fintech platform offering wallets, UPI, credit, and merchant services in India. It earns from payment margins, lending, and platform fees. Growth is tied to digital payment adoption and credit underwriting. It is listed on Indian stock exchanges.
Technology › Software - Infrastructure
₹198.60
+2.03% 1W | -34.30% 52W
Market Cap
1.6k CR
P/E Ratio
–
52W High
₹305.9
52W Low
₹151.5
Div. Yield
0%
Beta
–
50 DMA
₹203
200 DMA
₹203.6
Profit Margin
-1.1%
Inst. Own.
15.1%
🔥 APPROACHING RESISTANCE
🛑 HIT RESISTANCE
Fundamentals
Profit & Loss
| Metric | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 203.45 | 228.93 | 264.98 | 342.27 | 290.65 | 269.48 | 267.78 | 271.36 | 270.21 | 288.95 | 288.71 | 281.48 |
| Expenses | 196.02 | 220.55 | 265.70 | 343.60 | 286.87 | 317.15 | 324.28 | 312.81 | 285.70 | 282.25 | 278.61 | 273.37 |
| Operating Profit | 7.43 | 8.38 | -0.72 | -1.33 | 3.78 | -47.67 | -56.50 | -41.45 | -15.49 | 6.70 | 10.10 | 8.11 |
| OPM % | 3.65% | 3.66% | -0.27% | -0.39% | 1.30% | -17.69% | -21.10% | -15.27% | -5.73% | 2.32% | 3.50% | 2.88% |
| Other Income | 3.38 | 2.45 | 6.58 | 3.56 | 3.02 | 4.99 | 10.74 | 10.25 | -2.71 | 8.27 | 3.55 | 7.67 |
| Interest | 4.54 | 4.59 | 5.20 | 6.58 | 6.98 | 7.07 | 6.66 | 7.83 | 7.21 | 7.23 | 5.10 | 4.54 |
| Depreciation | 1.02 | 1.05 | 1.30 | 2.00 | 3.14 | 3.44 | 4.29 | 2.86 | 3.17 | 3.69 | 4.07 | 3.59 |
| Profit before tax | 5.25 | 5.19 | -0.64 | -6.35 | -3.32 | -53.19 | -56.71 | -41.89 | -28.58 | 4.05 | 4.48 | 7.65 |
| Tax % | 0.57% | -1.73% | 4.69% | 4.25% | 8.13% | 3.95% | -1.18% | 0.10% | 0.14% | 0.00% | 2.23% | 0.39% |
| Net Profit | 5.23 | 5.27 | -0.67 | -6.62 | -3.59 | -55.28 | -56.04 | -41.92 | -28.62 | 4.05 | 4.38 | 7.62 |
| EPS in Rs | 0.91 | 0.92 | -0.12 | -1.16 | -0.63 | -7.12 | -7.21 | -5.36 | -3.64 | 0.51 | 0.56 | 0.97 |
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|
| Sales | 289 | 527 | 539 | 875 | 1,170 | 1,119 | 1,129 |
| Expenses | 404 | 659 | 617 | 853 | 1,272 | 1,159 | 1,120 |
| Operating Profit | -115 | -132 | -78 | 22 | -102 | -40 | 9 |
| OPM % | -40% | -25% | -14% | 2.5% | -9% | -3.6% | 0.8% |
| Other Income | 14 | 17 | 22 | 15 | 22 | 19 | 17 |
| Interest | 7 | 11 | 20 | 19 | 27 | 27 | 24 |
| Depreciation | 1 | 2 | 4 | 4 | 13 | 14 | 15 |
| Profit before tax | -110 | -128 | -81 | 14 | -120 | -62 | -12 |
| Tax % | 1% | -0% | 4% | 0% | 2% | 0% | |
| Net Profit | -111 | -128 | -84 | 14 | -122 | -62 | -13 |
| EPS in Rs | -1,107.46 | -22.41 | -14.66 | 2.46 | -15.64 | -7.89 | -1.60 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 28.0% | 31.0% | – |
| Profit CAGR | 13.0% | 10.0% | – |
Shareholding Pattern
Promoters25.03%
FIIs7.08%
DIIs4.74%
Public63.16%
Promoters24.87%
FIIs3.74%
DIIs4.31%
Public67.08%
Promoters25.11%
FIIs3.19%
DIIs4.77%
Public66.95%
Promoters25.09%
FIIs4.24%
DIIs4.07%
Public66.59%
Promoters25.08%
FIIs4.48%
DIIs3.52%
Public66.91%
Promoters25.18%
FIIs3.90%
DIIs4.55%
Public66.38%
Promoters25.09%
FIIs4.24%
DIIs4.07%
Public66.59%
Promoters25.08%
FIIs4.48%
DIIs3.52%
Public66.91%
MOBIKWIK
Holdings Analysis
Key strengths & risk signals
48
Overall
41
Fundamental
56
Technical
Risks (4)
Cannot calculate PEG - insufficient growth data.
POOR YEAR! Stock declined 34.3% in the last year.
WEAK POSITION! Current price (198.6) is below both moving averages.
BEARISH TREND! 50-day average (203.0) is below 200-day average (203.6) - negative signal.
Strengths (3)
BULLISH SENTIMENT! In last 30 days: 12 up days, 18 down days. Avg volume on up days: 4,355,605 vs down days: 1,465,671. Ratio: 2.97x
NEUTRAL! RSI at 50.1 - balanced momentum.
MIXED MOMENTUM! Price growth is inconsistent - 2.0% (1 week), -2.1% (1 month), 0.1% (3 months).
Fundamental & Technical Analysis
48Overall
41Fundamental
56Technical
Fundamental Breakdown
Growth Quality
17/30
Revenue CAGR: 27.5% (EXCELLENT, 15/15). Profit CAGR: 0% (DECLINING, 2/15).
Profit Margin
2/10
LOW MARGIN! -1.1% profit margin - thin profits.
PEG Valuation
0/10
Cannot calculate PEG - insufficient growth data.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
Debt to Equity
10/10
VERY LOW DEBT! D/E of 0.00 - excellent financial health.
Public Holding
5/20
TOO MUCH PUBLIC HOLDING! 61.13% public ownership - higher volatility risk.
Stability Index
4/10
CAREFUL! Company does not have stable profit track. 2 loss-making quarters detected.
Technical Breakdown
Moving Averages
3/10
BEARISH TREND! 50-day average (203.0) is below 200-day average (203.6) - negative signal.
Price Position
2/10
WEAK POSITION! Current price (198.6) is below both moving averages.
Trend Pattern
10/20
AT RESISTANCE! Stock is at key resistance level.
52W Performance
0/10
POOR YEAR! Stock declined 34.3% in the last year.
Volume Sentiment
30/30
BULLISH SENTIMENT! In last 30 days: 12 up days, 18 down days. Avg volume on up days: 4,355,605 vs down days: 1,465,671. Ratio: 2.97x
RSI
3/5
NEUTRAL! RSI at 50.1 - balanced momentum.
52W Range
2/5
LOWER HALF! Trading at 30.5% of 52W range - weakness visible.
Momentum
3/5
MIXED MOMENTUM! Price growth is inconsistent - 2.0% (1 week), -2.1% (1 month), 0.1% (3 months).
Beta
3/5
MARKET ALIGNED! Beta of 1.00 - moves with the market.
MOBIKWIK
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q1FY272026-08-06 | Concall PDF | |
| Q4FY262026-05-15 | Concall PDF | |
| Q3FY262026-02-06 | Concall PDF | |
| Q2FY262025-11-06 | Concall PDF |
Peer Comparison
Technology · Software - Infrastructure · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| MOBIKWIK | ₹198.60 | – | -1.1% | 27.5% | – | -34.3% | 48 | APPROACHING RESISTANCE | -118.1% | +72.7% | +3.7% | -2.5% |
| ZAGGLE | ₹181.40 | 19 | 6.5% | 51.1% | 82.0% | -50.2% | 62 | CONSOLIDATING DOWN | -33.0% | -56.9% | +27.5% | -31.5% |
| VERTOZ | ₹37.10 | 90.5 | 8.7% | 52.2% | 33.2% | -52.6% | 58 | BREAKDOWN | +4.7% | 0.0% | +15.7% | +10.7% |
| INTENTECH | ₹77.50 | – | -12.8% | 11.5% | – | -26.5% | 47 | APPROACHING RESISTANCE | -30.8% | -104.0% | -1.3% | +7.1% |
| AGSTRA | ₹3.00 | – | -13.6% | -8.9% | – | -36.5% | 45 | CONSOLIDATION | – | -1,378.3% | – | -40.4% |
| MAPMYINDIA | ₹889.80 | 35.5 | 28.0% | 19.0% | 7.7% | -46.2% | 57 | BREAKDOWN | +8.0% | -2.0% | +14.9% | -3.7% |
| CCAVENUE | ₹16.30 | 17 | 3.1% | 60.5% | 26.0% | -3.3% | 77 | BREAKOUT | +24.5% | -4.0% | +109.4% | +7.7% |
| STYL | ₹365.90 | 21.6 | 17.5% | 7.9% | 30.5% | -12.2% | 73 | BREAKDOWN | +63.6% | -26.4% | +21.1% | -6.9% |
Data from TradeAlone · Updated daily
MOBIKWIK News
One Mobikwik Systems Limited (mobikwik) Expands FX Retail Offering to Six Currencies2026-09-10One Mobikwik Systems Limited (mobikwik) Transfers Digital Lending Business to Subsidiary, Appoints CBO2026-08-18One Mobikwik Systems Limited (mobikwik) Q1 FY27: Profitable for Third Consecutive Quarter2026-08-03One Mobikwik Systems Limited (mobikwik) Secures RBI Approval for Offline PA License2026-05-26Mobikwik Ends Fy26 With Profitable Quarters2026-05-12
