STARHEALTH
Star Health and Allied Insurance Company Limited (STARHEALTH) Stock Analysis
Star Health and Allied Insurance Company Limited is India's largest standalone health insurer offering retail and group medical policies. It underwrites hospitalization and disease-specific covers through agents and digital channels nationwide. The company focuses exclusively on health insurance products. It is listed on Indian stock exchanges.
Financial Services › Insurance - Life
₹548.90
-0.59% 1W | +9.90% 52W
Market Cap
32.3k CR
P/E Ratio
38.3
52W High
₹624.9
52W Low
₹416.6
Div. Yield
0%
Beta
0.2
50 DMA
₹562.7
200 DMA
₹520.7
Profit Margin
3.6%
Inst. Own.
24.3%
🔥 APPROACHING RESISTANCE
🔥 APPROACHING RESISTANCE
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3,293 | 3,461 | 3,578 | 3,688 | 3,816 | 4,058 | 4,146 | 4,081 | 4,880 | 4,378 | 4,566 | 4,648 | 5,522 |
| Expenses | 2,909 | 3,296 | 3,191 | 3,502 | 3,391 | 3,912 | 3,861 | 4,089 | 4,292 | 4,303 | 4,395 | 4,500 | 4,773 |
| Operating Profit | 384 | 165 | 387 | 186 | 425 | 147 | 285 | -7 | 588 | 75 | 172 | 148 | 749 |
| OPM % | 12% | 4.8% | 11% | 5% | 11% | 3.6% | 7% | -0.2% | 12% | 1.7% | 3.8% | 3.2% | 14% |
| Other Income | 0 | 2 | 1 | 3 | 1 | 2 | 2 | 6 | -0 | 3 | 2 | 4 | -8 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 384 | 167 | 388 | 190 | 426 | 149 | 287 | -1 | 588 | 78 | 173 | 151 | 742 |
| Tax % | 25% | 25% | 25% | 25% | 25% | 25% | 25% | -159% | 25% | 29% | 26% | 26% | 26% |
| Net Profit | 288 | 125 | 290 | 142 | 319 | 111 | 215 | 1 | 438 | 55 | 128 | 111 | 550 |
| EPS in Rs | 4.95 | 2.15 | 4.95 | 2.43 | 5.45 | 1.89 | 3.66 | 0.01 | 7.45 | 0.93 | 2.18 | 1.89 | 9.34 |
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,069 | 1,595 | 2,012 | 2,888 | 3,775 | 4,987 | 5,050 | 10,602 | 12,096 | 14,021 | 16,101 | 17,825 | 19,114 |
| Expenses | 1,189 | 1,439 | 1,871 | 2,673 | 3,565 | 4,544 | 6,447 | 11,962 | 11,223 | 12,840 | 15,180 | 17,001 | 17,971 |
| Operating Profit | -120 | 156 | 141 | 215 | 210 | 443 | -1,397 | -1,360 | 873 | 1,182 | 921 | 824 | 1,143 |
| OPM % | -11% | 10% | 7% | 7% | 6% | 9% | -28% | -13% | 7% | 8% | 6% | 4.6% | 6% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | -3 | 7 | 5 | 6 | 12 | 9 | 1 |
| Interest | 1 | 2 | 3 | 20 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 19 | 18 | 20 | 23 | 28 | 29 | 46 | 43 | 52 | 59 | 71 | 79 | 0 |
| Profit before tax | -140 | 137 | 118 | 171 | 182 | 413 | -1,446 | -1,397 | 826 | 1,129 | 861 | 754 | 1,144 |
| Tax % | 0% | 0% | 0% | 1% | 30% | 35% | -25% | -25% | 25% | 25% | 25% | 26% | |
| Net Profit | -140 | 137 | 118 | 170 | 128 | 268 | -1,086 | -1,041 | 619 | 845 | 646 | 557 | 844 |
| EPS in Rs | -3.87 | 3.53 | 2.59 | 3.73 | 2.81 | 5.46 | -19.81 | -18.08 | 10.63 | 14.44 | 10.99 | 9.47 | 14.34 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 14.0% | 29.0% | 27.0% |
| Profit CAGR | -3.0% | 20.0% | 15.0% |
Shareholding Pattern
Promoters58.03%
FIIs13.51%
DIIs21.09%
Public7.38%
Promoters57.98%
FIIs14.07%
DIIs20.96%
Public6.99%
Promoters57.98%
FIIs15.06%
DIIs20.31%
Public6.66%
Promoters58.01%
FIIs16.04%
DIIs19.41%
Public6.55%
Promoters58.01%
FIIs15.86%
DIIs18.77%
Public7.38%
Promoters58.29%
FIIs35.24%
DIIs1.44%
Public5.02%
Promoters57.92%
FIIs26.57%
DIIs11.14%
Public4.38%
Promoters57.67%
FIIs18.69%
DIIs15.44%
Public8.22%
Promoters57.98%
FIIs15.06%
DIIs20.31%
Public6.66%
Promoters58.01%
FIIs15.86%
DIIs18.77%
Public7.38%
STARHEALTH
Holdings Analysis
Key strengths & risk signals
65
Overall
59
Fundamental
72
Technical
Risks (4)
Cannot calculate PEG - insufficient growth data.
RECOVERY MODE! Current price (548.9) above 200-day but below 50-day.
POSITIVE YEAR! Stock gained 9.9% in the last year.
WEAK MOMENTUM! Limited price growth - -0.6% (1 week), 0.6% (1 month), -5.8% (3 months).
Strengths (4)
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
BULLISH TREND! 50-day average (562.7) is above 200-day average (520.7) - positive signal.
BULLISH SENTIMENT! In last 30 days: 14 up days, 16 down days. Avg volume on up days: 1,325,198 vs down days: 489,018. Ratio: 2.71x
LOW VOLATILITY! Beta of 0.20 - stable stock, less market risk.
Fundamental & Technical Analysis
65Overall
59Fundamental
72Technical
Fundamental Breakdown
Growth Quality
13/30
Revenue CAGR: 14.0% (GOOD, 11/15). Profit CAGR: -3.4% (DECLINING, 2/15).
Profit Margin
2/10
LOW MARGIN! 3.6% profit margin - thin profits.
PEG Valuation
1/10
Cannot calculate PEG - insufficient growth data.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
Debt to Equity
10/10
VERY LOW DEBT! D/E of 0.07 - excellent financial health.
Public Holding
20/20
VERY LESS PUBLIC HOLDING! 5.56% public ownership - strong promoter/institutional control.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
12/10
BULLISH TREND! 50-day average (562.7) is above 200-day average (520.7) - positive signal.
Price Position
2/10
RECOVERY MODE! Current price (548.9) above 200-day but below 50-day.
Trend Pattern
10/20
AT RESISTANCE! Stock is at key resistance level.
52W Performance
4/10
POSITIVE YEAR! Stock gained 9.9% in the last year.
Volume Sentiment
30/30
BULLISH SENTIMENT! In last 30 days: 14 up days, 16 down days. Avg volume on up days: 1,325,198 vs down days: 489,018. Ratio: 2.71x
RSI
3/5
NEUTRAL! RSI at 46.7 - balanced momentum.
52W Range
4/5
UPPER HALF! Trading at 63.5% of 52W range - positive territory.
Momentum
2/5
WEAK MOMENTUM! Limited price growth - -0.6% (1 week), 0.6% (1 month), -5.8% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of 0.20 - stable stock, less market risk.
STARHEALTH
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q1FY272026-08-05 | Concall PDF | |
| Q4FY262026-05-05 | Concall PDF | |
| Q3FY262026-02-03 | Concall PDF | |
| Q2FY262025-11-03 | Concall PDF |
Peer Comparison
Financial Services · Insurance - Life · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| STARHEALTH | ₹548.90 | 38.3 | 3.6% | 14.0% | -3.4% | +9.9% | 65 | APPROACHING RESISTANCE | +25.4% | +393.9% | +12.6% | +13.7% |
| MFSL | ₹1,294.90 | 409.8 | 0.2% | 15.0% | -39.5% | -17.0% | 51 | BREAKDOWN | +37.4% | -462.1% | +16.8% | +38.6% |
| ICICIPRULI | ₹445.00 | 36.7 | 2.7% | 8.5% | 25.5% | -24.6% | 56 | CONSOLIDATING DOWN | +27.8% | -38.1% | +12.3% | +810.8% |
| HDFCLIFE | ₹553.00 | 58.4 | 1.9% | 9.3% | 11.8% | -25.9% | 52 | APPROACHING RESISTANCE | +11.5% | +22.9% | +14.4% | +70.2% |
| SBILIFE | ₹1,656.80 | 63.9 | 2.1% | 11.1% | 12.8% | -9.5% | 53 | APPROACHING RESISTANCE | +22.0% | -9.9% | +18.8% | +1,031.9% |
| LICI | ₹397.80 | 8.4 | 6.5% | 7.3% | 16.9% | -11.0% | 64 | APPROACHING RESISTANCE | +24.0% | -42.1% | +6.6% | -13.3% |
| NIVABUPA | ₹76.00 | 39 | 4.8% | 36.4% | 118.5% | +0.1% | 69 | APPROACHING RESISTANCE | +93.0% | -60.1% | +27.9% | +15.6% |
| CANHLIFE | ₹130.40 | 92.5 | 1.1% | 5.0% | 6.0% | +21.5% | 53 | BREAKDOWN | – | +53.0% | – | -41.3% |
Data from TradeAlone · Updated daily
STARHEALTH News
Star Health and Allied Insurance Company Limited (starhealth) Investor Presentation Q1 FY27: Strategic Priorities and Growth2026-07-29Star Health and Allied Insurance Company Limited (starhealth) Q1 FY27: PAT Up 25% Yoy2026-07-29Star Health and Allied Insurance Company Limited (STARHEALTH) breaks out, moves up 7% intraday2026-06-18Star Health and Allied Insurance Company Limited (STARHEALTH) breaks out, moves up 6% intraday2026-06-18Star Health and Allied Insurance (STARHEALTH) breaks out, gains 6% intraday2026-06-18Star Health and Allied Insurance Company Limited (STARHEALTH) breaks out, moves up 6% intraday2026-06-18Star Health and Allied Insurance Company Limited (STARHEALTH) breaks out, gains 7% intraday2026-06-18Star Health and Allied Insurance Company Limited (STARHEALTH) breaks out, gains 5% intraday2026-06-18Star Health and Allied Insurance Company Limited (STARHEALTH) clears resistance, moves up 5% intraday2026-06-18Star Health and Allied Insurance Company Limited (STARHEALTH) breaks out, gains 6% intraday2026-06-18Star Health and Allied Insurance Company Limited (STARHEALTH) breaks out, gains 6% intraday2026-06-18Star Health and Allied Insurance Company Limited (STARHEALTH) clears resistance, moves up 5% intraday2026-06-18Star Health and Allied Insurance Company Limited (STARHEALTH) breaks out, gains 5% intraday2026-06-18
