YESBANK
Yes Bank Limited (YESBANK) Stock Analysis
Yes Bank Limited is a private-sector bank offering retail, corporate, and digital banking services across India. It provides loans, deposits, cards, and transaction banking after restructuring and capital infusion. The bank is rebuilding franchise under regulatory oversight. It is listed on the NSE and BSE.
Financial Services › Banks - Regional
₹17.50
-14.63% 1W | -21.60% 52W
Market Cap
54.9k CR
P/E Ratio
14.7
52W High
₹25.8
52W Low
₹17
Div. Yield
0%
Beta
0.5
50 DMA
₹22.1
200 DMA
₹21.7
Profit Margin
23.2%
Inst. Own.
18%
⚠️ BREAKDOWN
⚠️ BREAKDOWN
Fundamentals
Profit & Loss
| Metric | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6,445 | 6,714 | 6,989 | 7,458 | 7,725 | 7,737 | 7,833 | 7,623 | 7,605 | 7,389 | 7,553 | 7,662 | 8,054 |
| Interest | 4,449 | 4,794 | 4,975 | 5,309 | 5,486 | 5,544 | 5,617 | 5,352 | 5,235 | 5,093 | 5,093 | 5,030 | 5,269 |
| Expenses | 2,726 | 2,883 | 2,948 | 3,340 | 2,820 | 2,984 | 2,969 | 3,080 | 3,110 | 3,129 | 2,961 | 2,999 | 3,345 |
| Financing Profit | -730 | -962 | -934 | -1,191 | -580 | -791 | -753 | -809 | -740 | -833 | -501 | -366 | -559 |
| Financing Margin % | -11% | -14% | -13% | -16% | -8% | -10% | -10% | -11% | -10% | -11% | -7% | -5% | -7% |
| Other Income | 1,192 | 1,267 | 1,255 | 1,642 | 1,271 | 1,488 | 1,583 | 1,815 | 1,825 | 1,724 | 1,720 | 1,816 | 1,870 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 462 | 304 | 320 | 451 | 691 | 697 | 830 | 1,006 | 1,085 | 891 | 1,218 | 1,449 | 1,311 |
| Tax % | 25% | 25% | 24% | -4% | 25% | 19% | 25% | 26% | 25% | 25% | 21% | 25% | 18% |
| Net Profit | 347 | 229 | 243 | 467 | 516 | 567 | 619 | 745 | 809 | 664 | 957 | 1,082 | 1,072 |
| EPS in Rs | 0.12 | 0.08 | 0.08 | 0.16 | 0.16 | 0.18 | 0.20 | 0.24 | 0.26 | 0.21 | 0.30 | 0.34 | 0.34 |
| Gross NPA % | 2.00% | 2.00% | 2.00% | 1.70% | 1.70% | 1.60% | 1.60% | 1.60% | 1.60% | 1.60% | 1.50% | 1.30% | 1.30% |
| Net NPA % | 1.00% | 0.90% | 0.90% | 0.60% | 0.50% | 0.50% | 0.50% | 0.30% | 0.30% | 0.30% | 0.30% | 0.20% | 0.20% |
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11,572 | 13,533 | 16,425 | 20,269 | 29,624 | 26,052 | 20,039 | 19,019 | 22,702 | 27,606 | 30,919 | 30,208 | 30,658 |
| Interest | 8,083 | 8,965 | 10,627 | 12,529 | 19,811 | 19,258 | 12,611 | 12,528 | 14,800 | 19,527 | 21,998 | 20,450 | 20,484 |
| Expenses | 2,548 | 3,429 | 4,790 | 6,595 | 11,834 | 39,246 | 14,937 | 8,058 | 10,371 | 11,350 | 11,360 | 11,621 | 12,434 |
| Financing Profit | 940 | 1,139 | 1,008 | 1,144 | -2,021 | -32,452 | -7,509 | -1,568 | -2,468 | -3,272 | -2,439 | -1,863 | -2,260 |
| Financing Margin % | 8% | 8% | 6% | 6% | -7% | -125% | -37% | -8% | -11% | -12% | -8% | -6% | -7% |
| Other Income | 2,048 | 2,729 | 4,218 | 5,293 | 4,675 | 11,956 | 3,107 | 3,405 | 3,883 | 5,355 | 6,157 | 7,084 | 7,130 |
| Depreciation | 86 | 112 | 173 | 232 | 305 | 342 | 360 | 403 | 433 | 546 | 493 | 578 | 0 |
| Profit before tax | 2,902 | 3,756 | 5,053 | 6,205 | 2,349 | -20,838 | -4,762 | 1,434 | 981 | 1,538 | 3,224 | 4,643 | 4,870 |
| Tax % | 31% | 33% | 34% | 32% | 27% | -21% | -27% | 26% | 25% | 16% | 24% | 24% | |
| Net Profit | 1,997 | 2,530 | 3,340 | 4,233 | 1,709 | -16,433 | -3,489 | 1,064 | 736 | 1,285 | 2,447 | 3,512 | 3,775 |
| EPS in Rs | 9.56 | 12.03 | 14.63 | 18.38 | 7.38 | -13.09 | -1.39 | 0.42 | 0.26 | 0.45 | 0.78 | 1.12 | 1.19 |
| Dividend Payout % | 19% | 17% | 16% | 15% | 27% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Growth — CAGR
| Metric | 3Y | 5Y | 10Y |
|---|---|---|---|
| Revenue CAGR | 10.0% | 9.0% | 8.0% |
| Profit CAGR | 69.0% | 25.0% | 3.0% |
Shareholding Pattern
FIIs24.95%
DIIs40.26%
Public34.79%
FIIs44.95%
DIIs20.79%
Public34.24%
FIIs45.74%
DIIs21.12%
Public33.12%
FIIs46.42%
DIIs21.81%
Public31.74%
FIIs46.12%
DIIs24.04%
Public29.83%
FIIs23.10%
DIIs37.77%
Public39.10%
FIIs22.01%
DIIs41.50%
Public36.47%
FIIs26.88%
DIIs39.52%
Public33.60%
FIIs46.42%
DIIs21.81%
Public31.74%
FIIs46.12%
DIIs24.04%
Public29.83%
YESBANK
Holdings Analysis
Key strengths & risk signals
60
Overall
75
Fundamental
45
Technical
Risks (4)
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
POOR YEAR! Stock declined 21.6% in the last year.
WEAK POSITION! Current price (17.5) is below both moving averages.
WEAK! Trading at 5.7% of 52W range - near yearly lows.
Strengths (4)
UNDERVALUED! PEG of 0.21 indicates stock is cheap relative to growth.
BULLISH TREND! 50-day average (22.1) is above 200-day average (21.7) - positive signal.
OVERSOLD! RSI at 22.5 - potential bounce opportunity.
LOW VOLATILITY! Beta of 0.50 - stable stock, less market risk.
Fundamental & Technical Analysis
60Overall
75Fundamental
45Technical
Fundamental Breakdown
Growth Quality
30/30
Revenue CAGR: 25.3% (EXCELLENT, 15/15). Profit CAGR: 68.4% (EXCELLENT, 15/15).
Profit Margin
8/10
EXCELLENT EFFICIENCY! 23.2% profit margin - company keeps strong profits.
PEG Valuation
10/10
UNDERVALUED! PEG of 0.21 indicates stock is cheap relative to growth.
Dividend Yield
3/10
NEGLIGIBLE DIVIDEND! 0% yield - little to no income.
Debt to Equity
4/10
HIGH DEBT! D/E of 1.48 - caution advised.
Public Holding
10/20
SIGNIFICANT PUBLIC HOLDING! 38.47% public ownership - moderate retail influence.
Stability Index
10/10
PERFECT RECORD! Revenue has grown consistently every year. Exceptional business stability.
Technical Breakdown
Moving Averages
10/10
BULLISH TREND! 50-day average (22.1) is above 200-day average (21.7) - positive signal.
Price Position
2/10
WEAK POSITION! Current price (17.5) is below both moving averages.
Trend Pattern
10/20
BREAKDOWN! Stock has broken below support levels - weakness present.
52W Performance
1/10
POOR YEAR! Stock declined 21.6% in the last year.
Volume Sentiment
10/30
BEARISH SENTIMENT! In last 30 days: 13 up days, 17 down days. Avg volume on up days: 82,127,231 vs down days: 124,295,492. Ratio: 0.66x
RSI
5/5
OVERSOLD! RSI at 22.5 - potential bounce opportunity.
52W Range
1/5
WEAK! Trading at 5.7% of 52W range - near yearly lows.
Momentum
1/5
NEGATIVE MOMENTUM! Price declined across timeframes - down 14.6% (1 week), 25.2% (1 month), 25.9% (3 months).
Beta
5/5
LOW VOLATILITY! Beta of 0.50 - stable stock, less market risk.
YESBANK
Concall / Investor Presentation
Earnings call transcripts & AI summaries
| Quarter | Concall | Summary |
|---|---|---|
| Q4FY262026-07-24 | Concall PDF | |
| Q2FY262026-01-22 | Concall PDF | |
| Q1FY262025-10-27 | Concall PDF |
Peer Comparison
Financial Services · Banks - Regional · 8 stocks
| Stock | Price | P/E | Profit Margin | Revenue CAGR 5Y | Profit CAGR 5Y | 52W Change | Stock Strength | Trendline | YoY Profit | QoQ Profit | YoY Revenue | QoQ Revenue |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| YESBANK | ₹17.50 | 14.7 | 23.2% | 25.3% | 68.4% | -21.6% | 60 | BREAKDOWN | +32.6% | -1.0% | +11.0% | +4.7% |
| RBLBANK | ₹378.20 | 27.3 | 14.1% | 12.2% | -1.5% | +24.9% | 52 | BREAKDOWN | +9.3% | -4.2% | +1.0% | -6.0% |
| IOB | ₹31.00 | 10.1 | 36.6% | 14.2% | 37.1% | -22.7% | 60 | CONSOLIDATION | +45.6% | +10.3% | +38.3% | +22.8% |
| BANKINDIA | ₹132.40 | 5.1 | 35.0% | 7.3% | 39.0% | +5.9% | 70 | APPROACHING SUPPORT | +80.5% | +7.0% | +14.4% | -5.1% |
| MAHABANK | ₹79.80 | 8.2 | 53.4% | 15.6% | 39.1% | +39.1% | 83 | BOUNCE FROM SUPPORT | +34.5% | -1.1% | +16.6% | +3.4% |
| IDFCFIRSTB | ₹78.10 | 30.1 | 9.1% | 19.6% | -13.5% | +10.0% | 57 | APPROACHING SUPPORT | +153.1% | +247.2% | +15.7% | +13.4% |
| INDUSINDBK | ₹877.00 | 51.9 | 7.6% | -0.4% | -50.7% | +15.3% | 57 | BOUNCE FROM SUPPORT | +71.7% | +74.5% | -4.8% | +6.3% |
| AUBANK | ₹989.40 | 26.1 | 25.6% | 30.4% | 22.8% | +25.2% | 77 | CONSOLIDATING DOWN | +37.0% | -4.3% | +18.5% | +2.2% |
Data from TradeAlone · Updated daily
